Best Payout Casinos: Discover the Highest Paying Online Casinos in the UK 2024

Emily Thompson

Looking for the best payout casinos in the UK? Well, finding accurate payout info isn’t always a straightforward task. That’s where GamblingAuthority comes in to save the day. We’ve done all the research about the best payout online casinos for you.

Today, then, we’ll show you how organisations like eCOGRA rank payout percentages, where the payout information is stored online and how to choose the top payout casino sites in the UK. We’ll follow that up with a breakdown of the best payout online casino games. Finally, we’ll discuss the house edge versus return to player (RTP) percentages and much more besides.

With lots to cover, let’s get going…

Best Payout Online Casinos UK

Recommended Best Payout Casinos in the UK

Many of the best payout online casino sites specialise in certain areas. Or at least they have certain unique selling points that make them appealing to certain kinds of players. That’s why we’ve decided to reveal what makes each of our recommended high-payout casinos stand out from the crowd. Here are the reasons why all these sites are candidates for the best payout casino UK:

Casino Category Casino Brand Payout Rate
Best Payout Online Casino UK All British Casino 97.70% RTP
Best Payout Casino Bonus UK Fun Casino 97.50% RTP
Newest Best Payout Casino UK Win British Casino 95.00% RTP
Fastest High Payout Casino PlayOJO Casino 96.92% RTP
High Payout Casino with PayPal Party Casino 95.35% RTP
Best Payout Casino with Top Slots MrQ Casino 96.90% RTP
Highest Payout Table Games Casino 32Red Casino 97.33% RTP
Live Casino with Best Payouts LeoVegas Casino 96.53% RTP
Sportsbook with Highest Payout Rate Betway Casino 96.36% RTP
Mobile High Payout Online Casino UK 888 Casino 96.01% RTP

GamblingAuthority shows you how to find the best payout casinos

How to Find Casinos with the Best Payouts

There are five key stages to picking the best-paying online casinos in the UK. These steps represent the research you should do before claiming your first deposit bonus and free spins. And along with our detailed and independent online casino reviews, you’ll be able to tell a good deal from a bad one. So, let’s look at those steps before claiming the casino bonuses…

❇️ Independently Research Casino Payouts

We pride ourselves on getting the facts and presenting them in an easy-to-understand fashion. That’s why you’ll find out lots of payout percentage information on this page. For example, we present the payout rates for different UK casinos and casino games. But that doesn’t mean that shouldn’t verify everything for yourself. Checking our figures against those of the game providers at the best payout casinos will give you peace of mind.

❇️ Choose a Welcome Bonus and Free Spins

It’s important to pick a decent UK welcome bonus at high-payout online casinos. This should be a casino bonus offer that best suits your playing style. So, when picking a UK casino welcome bonus, ensure that you can meet the wagering requirements. The same goes for any free spins winnings credited to your account and other online casino bonuses. For more detailed information, read our in-depth reviews of the best payout casinos.

❇️ Select the Top Casino Games Providers

We all have our favourite casino game providers. Whether that’s the bigger names like Microgaming, NetEnt or Evolution Gaming. Or smaller companies like Yggdrasil, Ezugi and Play’n GO. But not every online casino carries all providers – though, some do! Therefore, it’s important to choose high-payout casinos featuring your favourite game providers. Again, we detail all of these things in our independent online casino reviews.

❇️ Pick One of the Best Payment Methods

It’s worth considering the payment methods offered by UK online casinos before signing up. Most online casinos in the UK will accept deposits and withdrawals via debit card, prepaid card and bank transfer. However, PayPal and other eWallets may be less widely available. Plus, some payment methods like Skrill and Neteller aren’t always eligible for welcome bonus offers at top payout casinos. So, always check your payment options ahead of time.

❇️ Choose Casinos Licensed by the UKGC

Finally, always choose the best payout online casino sites licensed by the UK Gambling Commission. The UKGC ensures that sites offering the best online casino payouts are above board. They also ensure that the best payout casino games are rigorously tested for fairness by eCOGRA – more on this later. The UKGC will also resolve disputes between players and the best payout casinos in the UK. This is why UKGC-licensed sites are a must.

There are many ways in which the payouts at online casinos are verified

Pros and Cons of High Payout Casinos UK

It might seem like a no-brainer to always play the highest payout casino games. However, each high-payout casino is different and what suits one player might not suit another. So, here's an overview of the main advantages and disadvantages of the best payout casino sites:

Pros

  • Your chances of winning money increase
  • Casino games will be tested for fairness
  • Access to plenty of slots and table games
  • Playing strategies will be more effective
  • eCOGRA certification gives peace of mind

Cons

  • Casino bonuses may not be as generous
  • Wagering requirements may be higher
  • Not all high-payout casinos are licensed

The Highest Payout Casino Games Explained

Now, it’s time to look at the best payout casino games themselves. Below, we’ll go over the payout percentages of the major casino table games, online slot games and live casino games. Just bear in mind that these are averages. For example, if you play blackjack poorly, you won’t get near the stated average payout percentage. On the flip side, you might play at a higher level and beat that average casino payout percentage rate. Anyway, without further ado, here are the best payout online casino games. We’ve even put them in order for you…

Online Blackjack – Average Payout 99%

When blackjack is played optimally, the casino's house edge can be as low as 0.5%. That, in turn, means that players can expect very high online casino payout percentages of 99.5%. This is, of course, remarkable and it shows why the best payout casinos are keen to clamp down on card counting. But even without card counting, blackjack represents one of the best payouts in online gambling. Just remember to play the statistics in online blackjack rather than going with your heart on this one.

Online Baccarat – Average Payout 98%

Online baccarat is similar in payout percentages to blackjack. In fact, by sticking to Player or Banker bets, you can expect a payout percentage of 98%. That's because the house edge for Banker bets (including 5% commission) is 1.06%. And even the Player bet doesn't lag too far behind with its house edge of 1.24%. Only the Tie bet, with its average house edge of a whopping 14%, sullies these amazing payout percentages. So, it's always better to bet on the Banker or Player at UK online casinos.

Live Casino Games – Average Payout 98%

Live dealer games cover a broad range of titles. However, with versions of blackjack and baccarat aplenty, you can easily expect a payout percentage in excess of 98%. The ones that aren't so great (from a player's POV) are the Wheel of Fortune-style games. They're a bit of an unknown quantity and would be best researched independently. But when sticking to the most popular table games, you can't go wrong. And some of the live dealer games at the best payout casinos even feature progressive jackpots!

Online Craps – Average Payout 97%

Craps is certainly not for the faint-hearted – even at the best payout casinos. There are so many types of bets and possible combinations that it doesn't suit beginners. However, for those who know what they're doing, a chance to get casino payout percentages above 97% makes it very attractive. In fact, certain betting combinations can yield some of the best casino payouts possible. We're talking above 99%! So, be sure to brush up on the rules and best craps betting strategies before rolling the dice.

Online Roulette – Average Payout 97%

Online roulette is undoubtedly one of the most popular casino games on the planet. And we'd wager that this is because it's so easy to pick up for beginners. And with a house edge as low as 2.70% for French and European versions, it's a no-brainer. However, with its dreaded double-zero pocket, American roulette isn't so healthy for your bank balance. In fact, the latter's house edge creeps up significantly to 5.26%. But by sticking to French and European roulette, payouts can be as high as 97%. Nice!

Video Poker – Average Payout 95%

Video poker comes in many different forms, as you would expect. And, of course, it can be played against others live, too – though payout averages go out the window at that juncture. But the consensus seems to be that video poker payouts are in the 95% range. That makes it a fairly decent game to take on – although it's not quite as good as certain table games mentioned above. Nevertheless, 95% is nothing to be sniffed at, and some video poker titles are higher than that. So, it's worth a shot, at least.

Online Slots – Average Payout 88%

We place video slots at an average of 88%, which seems very low when you're looking at RTP percentages. However, whereas some of the highest slot payouts can be up to around 98% or 99%, others fall way below that total. For example, progressive jackpot slots sometimes payout an average of just 70% RTP. That's because the progressive jackpots themselves skew the payout rate. However, most high-paying slots are above 95%. And, as we say, the best payout online slots can be as high as 98% or 99%!

Online Keno – Average Payout 87%

We place keno (which, if you don't know, is similar to bingo and lotto games) at a rather low 87% payout rate. And this is pretty accurate – given that players often enter multiple games but only win them occasionally. Nevertheless, keno is much more of a relaxed pastime compared to some of the other casino games. The cost of entry is incredibly low, so there's not too much risk involved. But the potential for winning prizes remains with each new game. Therefore, keno is a winner for UK players.

Scratchcards – Average Payout 80%

Lastly, we come to our least recommended games when it comes to the best payout online casino titles to try. And if you've ever played physical scratchcards, you'll no doubt recognise only winning once or twice here and there compared to the number of scratchcards you play. Also, most prizes are very low compared to real-life scratchcards and barely cover the cost of entry. However, if you do win one of the jackpot prizes, you will be laughing all the way to the bank. Hence, the allure of online scratchcards.

Top 10 Slots with the Best Payout Rates

  1. Mega Joker (NetEnt) – 99% RTP
  2. White Rabbit Megaways (Big Time Gaming) – 97.24% RTP
  3. Big Bad Wolf (Microgaming) – 97.24% RTP
  4. Medusa II (NextGen Gaming) – 97.07% RTP
  5. Age of Egypt (Playtech) – 97.05% RTP
  6. Wild Swarm (Push Gaming) – 97.03% RTP
  7. Sinbad’s Golden Voyage (Playtech) – 97.01% RTP
  8. Immortal Romance (Microgaming) – 96.86% RTP
  9. Spiñata Grande (NetEnt) – 96.84% RTP
  10. Extra Chilli Megaways (Big Time Gaming) – 96.82% RTP

Roulette Games with the Best Payout Rates

  1. Classic Roulette (Playtech) – 98.65% RTP
  2. La Partage Roulette (Play’n GO) – 98.65% RTP
  3. Premium French Roulette (Playtech) – 98.65% RTP
  4. Multi Wheel Roulette (Microgaming) – 97.70% RTP
  5. Penny Roulette (Playtech) – 97.70% RTP

Blackjack Games with the Best Payout Rates

  1. Classic Blackjack Gold Series (Microgaming) – 99.91% RTP
  2. Blackjack Switch (Playtech) – 99.87% RTP
  3. Red Queen Blackjack (1×2 Gaming) – 99.80% RTP
  4. Blackjack 6in1 (Felt Gaming) – 99.80% RTP
  5. Vegas Single Deck Blackjack (Microgaming) – 99.69% RTP

Baccarat Games with the Best Payout Rates

  1. Baccarat Professional Series (NetEnt) – 98.94% RTP
  2. Classic Baccarat (Real Time Gaming) – 98.94% RTP
  3. Playtech Baccarat (Playtech) – 98.94% RTP

Poker Games with the Best Payout Rates

  1. 3 Card Poker (Habanero) – 97.99% RTP
  2. Texas Hold’em (Evolution Gaming) – 97.99% RTP
  3. Pai Gow (Code This Lab) – 97.15% RTP

Return to Player (RTP) vs. the House Edge

You may be wondering what the difference is between the return to player (RTP) percentage and the house edge. Well, essentially, one is from the player’s perspective. Whereas, the other is from the online casino site or house perspective. However, we tend to rate high-paying online slots with RTP percentages and table games with house edge statistics. So, high-paying slots and other video slots use RTP. Table games and live casino games use house edge instead. There’s also another metric only used for high-paying online slots and other online slots…

Payout Percentages (RTP)

As discussed above, the best payout online slots use an RTP percentage. But what does it mean, exactly? Well, it’s a percentage of the money put in compared to what is paid out on average. Let’s illustrate this with an example. If some of the best payout online slots have an RTP of 98%, what does it mean? It means that for every £1 wagered, the machine will pay out an average of £0.98. Therefore, the house edge (if we were to use that term for video slots) would be 2%. And it’s worth pointing out it’s an average – you can win more and lose more at the best payout casinos.

Online Slot Volatility

This is another point of confusion for new UK players at the best payout casinos. All online video slots are given a volatility rating. These are low, medium and high. Or a mixture of those ratings – such as medium-high, for example. Low volatility means that the slot will consistently payout more often but the amounts will be fairly low. High volatility, on the other hand, means higher payouts that come along very inconsistently. And a medium volatility rating is a nice middle ground. Payouts will be average and the speed with which they come will also be average.

Roulette House Edge

Many players at the best payout casinos think that betting on red or black is a 50-50 wager. And it’s close, except for one thing. The house edge in roulette is guided by the number of zero pockets on the wheel. Because the rare times that the ball ends up in a zero pocket means that bets on red or black both fail. That’s why French or European roulette (with a single zero pocket) has a house edge of 2.70%. Whereas, American roulette with not one but two zero pockets extends the house edge to a fairly substantial 5.26%. So, if you have the choice, stick to the French/European version.

Blackjack House Edge

The blackjack house edge at the best payout casinos is trickier to work out compared to roulette. However, if we assume that the player always makes the correct call given what is more likely to win each time, then we can say that the house edge is as little as 0.5%. This tiny house edge means that players are likely to experience a fair few wins whenever beating the house or seeing it go bust. Nevertheless, an online casino still has the odds in its favour. So, the longer you play, the more likely you are to see the house claw back some of your winnings. You have been warned!

Live Dealer Games

As the majority of UK live dealer games are based on traditional table games, they tend to use house edge instead of RTP. And the regular versions of roulette and blackjack feature exactly the same house edge percentages as given above. Alternative versions, such as mini roulette or blackjack surrender will have slightly different stats, of course. Insurance bets also change things in various ways. Therefore, we recommend looking up the house edge of the specific version you’re playing. A simple search will give you all the info you require from the best payout casinos each time.

How to Calculate the Value of Casino Bonuses

When claiming free spins or bonus spins, you can do some simple calculations to tell you the overall value of the bonus. To do this, we need to calculate the expected return and take off the expected loss after completing the wagering requirements. For this, we’ll be using the example of 50 free spins with wagering requirements of 35x. Here’s how it’s done:

Expected Return

Let’s say that each of our 50 free spins is worth £0.10 (i.e., 10p per spin). To calculate the expected return we need to multiply the number of spins by the value of the spins by the RTP percentage of the slot in question. Let’s say our slot of choice has a healthy RTP of 98%…

Expected Loss

Next, we need to determine how much we are expected to lose while completing the wagering requirements of 35x. For this, we multiply our expected return by the wagering requirements by 1- the RTP percentage. Here’s how it would look for our example free spins bonus…

Bonus Value

Lastly, we simply need to work out what we have left at the end of it all. That means taking the Expected Loss away from the Expected Return. This will show us the true value of the bonus. Plus, this information can be used to compare casino payouts and bonuses…

How eCOGRA Rates the Best Casino Payouts

So, it’s all well and good that online casino games providers give out RTP and house edge information. But how do you know if you can trust it? Especially when a game is controlled by a random number generator (RNG) instead of a live dealer? Well, the online casino industry has thought of that. Therefore, all online casinos licensed by the UK Gambling Commission must feature games that have been independently tested for fairness. In this way, the best payout casinos in the UK all have fair games. And the responsibility for this falls to eCOGRA.

eCOGRA is a third-party authority that conducts rigorous tests on slots and table games. They can even turn up unannounced to start testing. eCOGRA representatives then simulate millions of spins (in the case of slot games). They will also see if the RTP and volatility ratings at the best payout casinos match up. In this way, you know that, when playing slot games, the RTP and volatility info is correct. Therefore, when picking one of the best payout casinos, ensure that eCOGRA is listed in the site’s footer area. Along with the UKGC license!

Example of an eCOGRA Payout Certificate

To show you how this information is presented, here is the eCOGRA certificate for 888 Casino. As you can see, the eCOGRA certificate shows that 888 Casino games are tested for fairness (as evidenced by the eCOGRA Safe and Fair Seal) and for complying with the highest security recommendations such as eGap. Following on from that, we can see that the average 888 Casino payout rate is 96.01%. We can also see that some table games are rated higher. Roulette has a payout percentage of 97.33%. You can check out other casino payout info at eCOGRA.

Other Third-Party Services for Online Casino Payouts

eCOGRA isn’t the only game in town. There are others. So, while the London-based company tends to provide payout info for UK and European casinos, other organisations cover the rest of the world. Here is a list of the most respected software testing facilities in the world:

Best Payout Online Casinos UK – Conclusion

As you have seen, finding info on the best casino payout percentages is hard work. However, by reading our guide to the best payout casinos, you’ll know where to look next time. Plus, we’ve covered all of the info you need about the RTP of video slots and the house edge of major online casino games. Furthermore, we’ve listed some of the best payout casinos where you can find those games. And we’ve combined that top welcome bonuses, detailed casino reviews and more. All this should help you find the best payout casinos in the UK. Good luck!

Best Payout Casino FAQ

Which UK casinos have the best payout casino games?

Each of the best-paying online casinos features hundreds, if not thousands, of games for UK players. So it's difficult to narrow it down to one specific online casino game. Also, it depends on your preferred genre of casino game. But top payout casinos in the UK and high-paying online casino sites will all feature blackjack and baccarat. These have low house edges when played optimally. Alternatively, try online casino slot games with an RTP in excess of 97%.

Which UK casinos have the best value casino bonuses?

Even the best payout casino in the UK cannot be judged solely on a casino bonus, deposit bonus or free spins. Other things such as the overall bonus money available, the length of the active bonus period and max free spins winnings must be taken into account. How the bonus funds contribute is another important one – i.e., can they be used on any casino games? Then, finally, the wagering requirements should be as low as possible to make it worth your while.

How do I work out the RTP percentage for online slots?

The best online casinos in the UK will show the RTP at the time of selection. This casino payout rate would be displayed in the games lobby or on the screen where the game loads up. Alternatively, you can often find the RTP within the game itself. So, head to your best payout casino in the UK, fire up a game and hit the info button. There, you should be able to find the RTP and the volatility ratings. Then, you can choose the games with the highest payout rates.

How do I know if slot games are offering high payouts?

Most of the highest slot payouts are set in stone by the game provider. Therefore, the RTP of the slot games will remain the same across many of the best online casinos. So, when looking at the games lobby at any UK online casino, open the game and head to the info page. There, you will find all the RTP, volatility and payout rates for each of the symbols. Anything with an RTP above 97% is considered to be up there with the very best payout casino sites.

Does volatility affect the payouts (RTP) of online slots?

The RTP is an average payout rate across millions of spins. Therefore, how much you win in cash funds over long sessions should be unaffected. However, the payout rate is an average so you might find that volatility can affect things drastically in the short term. For example, a high volatility slot will only occasionally payout but it will be a lot when it does. So, if you only play one of those for a short period of time, you might not win much at all.

How can I find the casino's house edge for table games?

The traditional forms of table games such as roulette, blackjack and baccarat are the same everywhere. Therefore, UK players know that American roulette will have a house edge of 5.26%. However, there are plenty of alternative versions, such as lightning roulette and mini roulette, for example. These will have a different house edge. So, be sure to check for this in the games lobby. Alternatively, visit the website of the game provider for more info.

Do all online casino games have very high % payouts?

The top online casinos in the UK feature thousands of games. But UK players will quickly find out that the payout rates vary wildly from game to game. This is true even at the best payout online casinos in the UK. Therefore, it pays (pun not intended) to check the RTP or house edge for each individual game before playing. A high-payout online casino in the UK will offer plenty of games with favourable payout rates. It's just a matter of hunting them down.

Are online casino games in the UK tested for fairness?

They should be. Most online casino games for UK players will have been tested by eCOGRA or another third-party authority. This ensures that the stated casino payout rate for each online gambling game is correct. And pretty much all of the best payout online casinos in the UK will hold a license from the UKGC. So, as long as UK players look for the logos of eCOGRA and the UKGC at the best payout casino sites, they will know that the games have been tested.

Emily Thompson
Emily Thompson
Casino Researcher
23 Articles
21 Reviews

Emily is our Casino Researcher and statistical mastermind. She uncovers all the latest trends through the numbers and creates valuable insights to our readers and internally, so we can cover our articles and journalism from a statistical background and angle.

Read more about the author
Gamblingauthority.co.uk » Online-casinos » Best Payout Casinos: Discover the Highest Paying Online Casinos in the UK 2024
Last updated: