Payforit Mobile Casino Deposits

Payforit is a carrier-backed pay by mobile payment scheme in the UK that allows you to make online casino deposits using only your phone number.
In this in-depth guide, we explain how Payforit pay by phone casino deposits work, what limits and fees apply, which mobile networks support it, and highlight the top UK Payforit casino sites in 2025.
What are Payforit Casino deposits?
Payforit is not a single company or app, but rather a collaboration between all major UK mobile network operators to enable standardized, secure carrier billing for pay by mobile casino payments. It was established by networks like O2, EE, Vodafone, and Three as an industry-wide framework.
In simple terms, Payforit is the system working behind the scenes whenever you see a “Pay by Phone” or “Pay by Mobile” option at an online casino. Casinos may not always display the Payforit logo or name. If they offer pay by phone bill deposits, they are leveraging the Payforit scheme (often via providers like Boku or Fonix).
How Payforit Casino Deposits Work
Using Payforit to deposit at a casino is designed to be very quick and user-friendly. You don’t need to create any new account—just a mobile phone that can receive SMS. Here’s a step-by-step walkthrough of a typical Payforit casino deposit:
- Select Pay by Phone at the casino: Go to the casino’s cashier or deposit page and choose the “Pay by Mobile Phone Bill” option.
- Enter your mobile number: Input the phone number for your UK mobile. Make sure it’s correct, as a confirmation will be sent to this number.
- Confirm via SMS or PIN: After you request the deposit (e.g. £10), you’ll get a text message from a short code, or see a pop-up with a PIN code. You must confirm the transaction to proceed.
- Deposit instantly credited: Once you confirm via SMS or PIN, the deposit is processed immediately.
- Charge added to your phone bill: The deposited amount is then charged to your mobile account. If you’re on a monthly contract, it will appear on your next phone bill under a section for third-party or premium services. If you use Pay-As-You-Go, the amount is deducted from your existing airtime credit instantly.
This whole process usually takes only a minute or two.
What are the limits and fees for Payforit casino deposits?
Deposit limits
Payforit casino deposits come with relatively low caps. These limits are in place for consumer protection and are actually part of the industry rules. Currently, the typical maximum you can deposit via Payforit is around £30–£40 per day, with a monthly limit of roughly £240 total.
Fees and costs
Using Payforit is generally free from the player’s perspective. Neither the Payforit scheme nor your mobile network will charge you a separate fee for depositing by phone. If you authorize a £10 deposit, £10 is the amount that gets billed. However, it’s important to check the specific online casino’s policy: some casinos pass on a portion of the transaction cost to the player.
Which networks are compatible for Payforit phone bill casino deposits?
All major UK mobile networks support Payforit casino deposits. Whether you’re on EE, O2, Vodafone, or Three, you can use your phone to deposit at participating casinos. The primary requirement is that your mobile account is enabled for premium billing (sometimes called “Charge to Bill” services).
Payforit Casino vs Boku vs Fonix: Comparison
Payforit is the overarching carrier billing scheme in the UK. If you make a Payforit casino deposit by phone, you might interact with a Boku interface or a Fonix system, but all are utilizing the same carrier network billing framework (Payforit) at the core.
Here’s a quick comparison of Payforit, Boku, and Fonix in the context of UK casino deposits:
Service | Type | Supported Networks | Deposit Limits | Confirmation Method |
---|---|---|---|---|
Payforit | Carrier scheme (industry standard) | All major UK networks (EE, O2, Vodafone, Three) + most MVNOs | £40 per day (≈£240/month) | SMS confirmation (reply “Y” or enter one-time PIN via web) |
Boku | Third-party provider | EE, O2, Vodafone, Three (and sub-networks) | £30 per day (often ~£100/month cap) | SMS confirmation (typically text reply “Y” or code entry) |
Fonix | Third-party provider | EE, O2, Vodafone, Three, plus others (e.g. BT, Virgin) | £40 per day (≈£240/month) | SMS or in-browser PIN (no separate app needed) |
Safety and Regulation
Using Payforit for casino deposits is safe and regulated. The Phone-paid Services Authority (PSA) oversaw the use of carrier billing in the UK. Since 2025 Ofcom is now responsible for overseeing carrier billing practices in the UK.
UK casino offering Payforit deposits must be licensed by the UKGC. Payforit deposits also count toward your overall casino deposit limits and responsible gambling controls just like any other payment method. Operators have to include them in any self-exclusion or deposit limit schemes you set up on your account.
Summary table for Payforit pay by phone bill casino deposits
Aspect | Payforit Casino Deposits (UK) |
---|---|
What Payforit is | Carrier-backed scheme (EE, O2, Vodafone, Three) that standardises “Pay by Mobile” deposits; no separate app or account. |
Player flow |
|
Limits | ≈ £30–£40 per day · ≈ £240 per month (network/PSA hard caps). |
Fees | £0 to player in most cases; a few casinos may pass on small surcharge. |
Compatible networks | All major UK MNOs (EE, O2, Vodafone, Three) & most MVNOs if premium billing enabled. |
Payforit vs Boku vs Fonix |
|
Security & regulation | Double opt-in SMS, PSA/Ofcom oversight, UKGC-licensed casinos, charges itemised on bill. |
Pros | No card data shared · instant credit · low caps aid budgeting · widely supported. |
Cons | Deposit-only (no withdrawals) · £30–£40 cap unsuitable for high rollers · occasional casino fee. |
Ideal for | UK mobile users wanting quick £10–£30 top-ups with maximum privacy and minimal hassle. |
Payforit Casino Deposits FAQs

Chris Vaughan is a Senior Writer and Editor at GamblingAuthority. He has more than 18 years of experience in the iGaming industry and has great knowledge of game developers, trending games and casino research.
Read more about the author