Pay by Mobile Withdrawals
You cannot withdraw casino winnings to your phone bill after making a pay by mobile deposit. Pay by phone bill (via Boku, Payforit or similar) is a deposit-only method. To cash out winnings, you must use an alternative withdrawal method.
How to Withdraw After a Pay by Mobile Deposit
Choose an Alternative Withdrawal Method
After making a pay by phone bill deposit, if you want to withdraw your funds, UK online casinos typically offer these withdrawal options:
- Debit card (Visa, Mastercard, Maestro)
- Bank transfer
- E-wallets (PayPal, Skrill, Neteller, Payz)
Once you have completed this step, you will need to do the following:
- Complete Casino Verification: Before your first withdrawal, you must pass identity verification (KYC). This involves uploading ID and proof of address — a UK Gambling Commission requirement for all licensed casinos.
- Link Your Withdrawal Method: If you haven’t deposited with a debit card or e-wallet before, you’ll need to add and verify your chosen withdrawal method within your casino account.
- Request Your Withdrawal: Follow these steps to withdraw:
- Go to the casino cashier/withdrawal section.
- Select your withdrawal method.
- Enter your withdrawal amount and confirm.
- Withdrawal speeds vary: e-wallets and debit cards are often the fastest (sometimes same day), while bank transfers can take 1–5 business days.
- Receive Your Funds: Once approved, your winnings will appear in your linked bank account or e-wallet.
Summary Table for ways to withdraw after making a Pay by Phone Bill deposit:
| Action | Pay by Phone Bill | Debit Card | PayPal / Skrill / Neteller | Bank Transfer |
|---|---|---|---|---|
| Deposit | Yes | Yes | Yes | Yes |
| Withdrawal | No | Yes | Yes | Yes |
Key Takeaways
- You cannot withdraw winnings to your phone bill — this is a universal rule at UK casinos.
- Pay by mobile is for deposits only. Choose a debit card, e-wallet, or bank transfer to cash out.
- First-time withdrawals require identity verification (KYC) as per UKGC rules.
- You may need to link and verify your withdrawal method in your casino account before cashing out.
- Phone bill platforms (Boku, Payforit) do not support refunding or crediting casino winnings to mobile accounts.
- UKGC-compliant casinos must process withdrawals to traceable, verified accounts.
- Pay by phone bill remains a good option for fast and secure deposits — but plan your withdrawal route in advance.
- Always review your chosen casino’s withdrawal policy and processing times.
- If you want fast withdrawals, debit cards and e-wallets are generally the best options.
- Responsible gambling tools and withdrawal protections apply equally, regardless of deposit method.
Pay by mobile withdrawals: Chris Vaughan’s real-time £2,310 Withdrawal
Below is a real-life timeline, as our Senior Writer Chris Vaughan deposits using Boku at MrQ Casino. Following the pay by mobile phone bill deposit process, we will run through his experience of withdrawing winnings using a different payment method.
| Time & Date | Event | What Happened |
|---|---|---|
| Saturday 13 Apr 14:07 | Deposit | Chris uses O2/Boku to deposit £10 at MrQ; balance credits instantly. |
| 14:22 – 16:03 | Gameplay | £0.20 stake on Gates of Olympus; hits 1,155× multiplier, bankroll grows to £2,310. |
| 16:18 | Withdrawal request | Chooses Faster Payments; uploads driver’s licence + selfie as part of KYC. |
| 18:55 | Finance approval | MrQ marks status “Processing → Completed.” |
| 19:32 | Bank notification | NatWest push alert: £2,310 received from Lindar Media (MrQ). |
| Monday 15 Apr | Mobile bill | Chris’s O2 app shows the original £10 charge under “Charge to Mobile.” No reference to the £2,310 withdrawal (which landed in his bank). |
- Elapsed cash-out time: 3 hours 14 minutes from request to funds in bank.
- Pay by mobile casino withdrawals: options ranked by speed, cost and hassle
| Method | Speed* (avg) | Casino Fee | Bank / Wallet Fee | Best For |
|---|---|---|---|---|
| Faster Payments (UK Bank) | 1–12 h | £0 | £0 | Most players; high limits |
| Visa Direct / Mastercard Send | 30 min – 24 h | £0 | £0 | If you used the same debit card to deposit min £5 |
| PayPal | < 2 h | £0 | £0* | Players who prefer not to share bank details |
| Skrill / Neteller | 2–12 h | Up to 2 % | Up to 3.99 % on outbound bank transfer | High-roller anonymity, crypto off-ramps |
| Trustly Pay N Play (select casinos) | Instant | £0 | £0 | Nordic licensed sites; limited UK rollout |
*Times measured once casino marks status “Completed.”
PayPal may deduct a 1 % currency-conversion margin if your bankroll is in EUR/USD.
Step-by-Step Pay by Mobile Withdrawals Checklist
- Clear wagering & reality checks – UKGC demands every real-money deposit be wagered at least once before withdrawal.
- Upload ID + POA – Photo ID (passport or licence) and a dated utility bill or bank statement. Use the same address as your casino profile.
- Add payout rail in your own name – Joint accounts trigger extra checks; company accounts are flat-out refused.
- Request the cash-out – Enter amount, confirm 2FA email/SMS.
- Casino finance review – Tier-1 sites like MrQ/PlayOJO approve within a few hours; white-labels up to 48 h.
- Network limits reset – Once winnings hit your bank, consider lowering your phone-bill spend cap to avoid impulsive redeposits.
Pay-by-Mobile Withdrawals & UK Regulation
Under UKGC LCCP 4.1.1, operators must verify age, identity, and source of funds before releasing withdrawals above £2,000 or within 24 hours of first deposit. The PSA’s Special Condition 3 bars “cash disbursement” via telecoms, hence the one-way limitation. Combined, these frameworks ensure:
- Player is 18+ and funds are legitimate.
- Carrier billing remains low-risk, micro-payment oriented.
- All payouts flow through traceable, AML-compliant rails.
Fast Casino Withdrawal
To get an extensive overview of the top casino sites in the UK for fast withdrawals, read our full article.
Pay by Mobile Withdrawal Casino FAQs
Chris Vaughan is a Senior Writer and Editor at GamblingAuthority. He has more than 18 years of experience in the iGaming industry and has great knowledge of game developers, trending games and casino research.
Read more about the author