Online Baccarat Casino: Compare the best baccarat online casinos in the UK 2025

Emily Thompson
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Online baccarat is James Bond's preferred casino game. As such, hundreds of online casinos in the UK cater to the time-honoured classic card game.

This article will show you how to find the best baccarat casino sites. We'll also explore the best baccarat variations at UK online casinos. See you at the tables…

Best casinos with online baccarat in the UK 2025

Special InformationCasinoCapabilitiesBonus InformationLet's Play!More Information
1
Slot Planet Casino

Slot Planet Casino

  • Total bonus

    £222

    22 Free spins

  • Wagering

    35x (B)

    35x (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    6

Terms and conditions18+. New players only. Min deposit £10. 22 Bonus Spins valid on Starburst. Bonus funds are 100% up to £100. ... Read more
2
Duelz Casino

Duelz Casino

  • Total bonus

    £100

    100 Free spins

  • Wagering

    30x (D+B)

    45x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    8

Terms and conditions18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering r... Read more
3
NetBet Casino

NetBet Casino

  • Total bonus

    £0

    500 Free spins

  • Wagering

    - (Cash)

    40x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    12

  • Use bonus code
    NBWELCOME500
Terms and conditionsNew players, £10+ deposit, no e-wallets/prepaid cards, up to 500 Free Spins, 40x wagering on Free Spins winn... Read more
4
GrandIvy Casino

GrandIvy Casino

  • Total bonus

    £300

    25 Free spins

  • Wagering

    35x (D+B)

    35x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    9

Terms and conditions18+ New players only. Min. deposit £20. Max. bonus bet is £5. Bonus spins on selected games only and must be... Read more
5
Spinland Casino

Spinland Casino

  • Total bonus

    £300

    50 Free spins

  • Wagering

    35x (D+B)

    35x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    8

Terms and conditions18+. New players only. Min. deposit £20. Max. bonus bet is £5. Bonus spins on selected games only and must b... Read more
6
Barz Casino

Barz Casino

  • Total bonus

    £300

    50 Free spins

  • Wagering

    40x (B)

    40x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    9

Terms and conditions18+. New players only. Min. deposit £20. Max. bonus bet is £5. Bonus spins on selected games only and must b... Read more
7
Hyper Casino

Hyper Casino

  • Total bonus

    £100

    0 Free spins

  • Wagering

    45x (B)

    - (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    11

Terms and conditionsWelcome bonus for a new players only | Maximum bonus is 100% up to $/€/£ 100 | Min deposit is €/£10 $20 | No... Read more
8
Neptune Play Casino

Neptune Play Casino

  • Total bonus

    £100

    0 Free spins

  • Wagering

    40x (B)

    - (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    8

Terms and conditionsTerms & Conditions +18. Terms and Conditions Apply. Min. Deposit $10.
9
JeffBet Casino

JeffBet Casino

  • Total bonus

    £100

    50 Free spins

  • Wagering

    35x (B)

    35x (Free spins)

  • Minimum deposit

    £20

  • Number of game types

    10

Terms and conditionsNew Players Only. Wager from real balance first, contribution varies per game, selected games only. Wager ca... Read more
10
Mega Riches Casino

Mega Riches Casino

  • Total bonus

    £100

    50 Free spins

  • Wagering

    35x (B)

    35x (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    9

Terms and conditions#ad. 18+. Gamble Responsibly. GambleAware.org. New Customers Only. T&Cs apply. 18+. Gamble Responsibly. Gamb... Read more
11
HotWins Casino

HotWins Casino

  • Total bonus

    £100

    25 Free spins

  • Wagering

    50x (B)

    50x (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    7

  • Use bonus code
    Big Bass Bonanza
Terms and conditionsNew Players Only. New Players Only. Wager from real balance first. 50X wager the bonus. Contribution varies ... Read more
12
Swift Casino

Swift Casino

  • Total bonus

    £50

    50 Free spins

  • Wagering

    30x (D+B)

    60x (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    8

  • Use bonus code
    SWIFT
Terms and conditionsAutomatically credited upon deposit. Cancellation can be requested. First Deposit Only. Max. Bonus £50. Maxi... Read more
13
7bet Casino

7bet Casino

  • Total bonus

    £50

    0 Free spins

  • Wagering

    40x (B)

    - (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    12

Terms and conditions1st deposit only | min deposit £10 | max bet £2 | max bonus £50 | 40x wagering | Bonuses playable on Casino ... Read more
14
Slots Magic Casino

Slots Magic Casino

  • Total bonus

    £0

    0 Free spins

  • Wagering

    - (Cash)

    - (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    9

Terms and conditionsTerms and conditions apply. Play responsibly | 18+
15
BetMGM Casino

BetMGM Casino

  • Total bonus

    £0

    100 Free spins

  • Wagering

    - (Cash)

    1x (Free spins)

  • Minimum deposit

    £10

  • Number of game types

    10

Terms and conditionsNew cust only. Opt in & deposit £10 in 7 days & wager 1x in 7 days on any casino game (excluding live casino... Read more

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Online casino features are constantly changing. For example, a new bonus may be better or worse. Based on this, the positions on our casino list change to reflect any significant improvements and failings at each casino. Also, when our users sign up and deposit at a casino on our list, we see that as very positive and boost that casino's rating accordingly.

Key takeaways

How to Play Baccarat Online?

Many UK players ask the simple question: Is baccarat fun? Well, we certainly think it is. It's easy to pick up, but there's a lot of nuance for those who know the table game inside out. While not quite as popular as roulette and blackjack, online baccarat games provide some of the best entertainment at internet casinos in the UK. So, let's look at the basics…

Essentially, there are two hands. The banker's hand and the player's hand. The banker's hand is closest to the dealer – but it does not necessarily belong to the dealer, as is the case in blackjack. And, despite being called the player's hand, this one does not belong to the player. Instead, you only bet on which hand you think will score more points.

Additionally, there's a third option each time. So, instead of a banker or player bet, you can also opt for a tie bet. When players bet on a tie, they predict that both hands will score the same points. And it is as simple as that. Each time, you are wagering on a banker win, a player win or a tie. And don't worry, we'll go over all the rules later on.

Is Online Baccarat beginner-friendly?

Because of the simple betting structure, online baccarat is great for beginners. After a few rounds, you'll soon see what's going on and be able to bet with confidence. Until that time, however, beginners can always try a demo version at a UK online casino. You'll need an account to prove you are over 18. But you don't need to make a deposit.

But, of course, by reading this guide to online baccarat, you'll soon be up to speed. So, if you want to play for real money, you will have all you need to know about baccarat strategy by the end of this article. And we will cover the three main types of baccarat too. That's punto banco, chemin de fer and baccarat banque. But first, the pros and cons of real money games…

Should I play for Free or for Real Money?

Playing casino games for real money has many plus points (and some downsides). And online baccarat is no different. So, let's go over the advantages of both approaches now…

The Pros of Playing Free Baccarat Games

The Pros of Playing Baccarat for Real Money

How Do We Select the Best Online Casinos for Baccarat

When choosing UK online casinos for baccarat games, we have many criteria. To be perfect, an online casino needs each of these features to be up there with the best of them. And as we're unafraid to criticise a site on any number of things, it's a tall order. Here are the main criteria:

Welcome Bonus Offer

This is often the headline-stealer. But welcome bonus offers come in all shapes and sizes. Some are smaller multi-part deals, whereas others go for the jugular on the first deposit bonus. Of course, a free spins bonus might be included, too, but that's not useful for baccarat. What is useful is if the welcome bonus can be used on live dealer games – or dedicated to live casino.

Other Casino Promotions

We want to see many casino offers. So, in addition to a decent bonus amount for a qualifying deposit, plenty of free spins should be valid on selected games. These selected games will only be online slots, but it's nice to mix things up occasionally. Also, refund bonus offers, such as those seen at cashback casinos, can sometimes be applied to online baccarat.

Wagering Requirements

Wagering requirements, along with the welcome bonus and any bonus spins, are next on our list. For example, no one wants to grind for hours on end to withdraw their bonus spins winnings. So, we want to see wagering requirements below the industry standard of 35 times the bonus. Plus, a high game weighting for baccarat and other table games would be a boon.

UKGC Licensing

We always insist that the UK Gambling Commission license our recommended online casinos. (Or at least another reputable license like the Malta Gaming Authority). The UKGC license is the strictest in the world, meaning that online casinos must maintain the highest standards of safety and security and not allow underage gambling, for example.

Baccarat Game Variety

If you're primarily looking to play baccarat, you'll need plenty of variety to keep it interesting. So, in addition to lots of game providers, we want to see punto banco, chemin de fer and baccarat banque at the very least. Mini baccarat is great to see too. And, of course, there needs to be plenty of live dealer games available, too – bringing Las Vegas home. Speaking of which…

Live Casino Games

We want to see all of the best live casino game providers, including Evolution Gaming, Ezugi and NetEnt Live – to name but a few. Taking Evolution alone, you'll get Speed Baccarat, Lightning Baccarat, Baccarat Squeeze, Baccarat Control Squeeze, Salon Privé, Red Envelope, Peek Baccarat and No Commission Baccarat. So, lots of options for UK live casino players!

Payment Methods

Of course, to enjoy baccarat online to its fullest, you'll need to add cash funds by making a deposit. And, if you're lucky, you'll need a way to withdraw after a winning streak. To do this, a gambling site needs to provide a variety of casino payment methods. So, we expect to see debit cards, pay by phone, eWallets like PayPal, online bank transfers and many more.

Customer Support

Last but not least, online baccarat casinos need a decent support team. This friendly, knowledgeable, and punctual team needs to be available around the clock. After all, you never know when you might have a question or need to resolve something quickly. So, we want to see a minimum of live chat, email, and a free UK phone number for getting in touch.

Basic Baccarat Rules

The main version (often called "baccarat" in land-based casino establishments) is punto banco. Since it's the easiest to understand, we will look at that version first. However, some aspects of this version, such as the card values (below), remain the same in all variations.

Card values in Baccarat

Below, we'll explain how cards are added to create a final score. But first, let's cover what each card scores. Here's how each of the cards dealt out is assigned a value:

Baccarat Hand Values

All baccarat scores are read by the right-hand digit only – i.e., the first digit on the left is ignored. Let's explain how this works with a few examples. So, a hand consisting of a 2 and a 3 would score five. However, a 5 and a 7 would score two – five and seven equal 12, but we remove the first digit (one) and keep only the number on the right-hand side (two).

It's the same deal when a third card enters the equation. So, if a hand consists of a 5, 7 and 9, the sum total is 21. However, because we remove the left-hand digit (two), the total score of those three cards at the baccarat table would be a low score of one.

The highest possible score in baccarat is nine. This can comprise a 4 and a 5, a 2 and a 7, or an Ace and an 8, and so on. Scoring eight or nine with two cards dealt is called a natural.

Baccarat Variations

As we mentioned above, there are three main types of baccarat rules. Each of these has a French (or Spanish) name, so you can feel like the French nobility famous for playing the game back in the day. Here, we will break down the main differences between each version…

Baccarat Punto Banco

Punto banco is the most widely played form of baccarat in the UK. It uses a shoe consisting of between six and eight decks. The moves for both the player hand and the banker hand are prescribed. So, if neither hand scores a natural of eight or nine (i.e., a winning hand), then the tableau (a board of prescribed moves for each hand) is consulted as follows:

If the player hand scores five or fewer with the first two cards dealt, a third card is drawn (the equivalent of "hit" in blackjack). If the player's hand scores six or seven, the hand will "stand".

Following the player's moves, the banker's hand is up next. If the player's hand stands, the banker makes the same moves available to the player. So, if the banker scores six or seven, they stand. The banker's hand will receive a third card if they score five or fewer. We must again consult the tableau to see the next banker move…

Third card rules for the banker's hand in punto banco

Punto Banco payouts

Most bets at baccarat tables payout at 1-1. This is known as even money. It means you get the same as your wager, as well as receiving your original stake back. Though, sometimes, the casino charges a 5% commission on banker wins (more on this below). Here are the payouts:

Note that some land-based casino establishments pay out 9-to-1 on a tie bet. This lowers the relatively large house edge on tie bets. In turn, it makes more players want to join the action.

5% commission on Punto Banco banker hand wins

Because the house edge on a banker win is extremely low, online casinos charge a 5% commission on your winnings. Don't worry, the house edge is still very, very low…

Punto Banco House Egde

Here is the house edge for each of the bets made in online punto banco baccarat:

Baccarat Chemin de fer

Now, we come to the version played by James Bond in Casino Royale. This older form of baccarat is less automated and gives the player more control. It's also faster, hence its name, which translates from French to English as "railway." While it was played primarily by French nobility in the late 19th Century, it's still France's most popular form of baccarat.

In each coup (game round), one player is designated as the banker – the croupier merely observes. The banker is responsible for dealing the cards for that coup. Then, in the next coup, the banker switches to the player on the right and continues anti-clockwise. For obvious reasons, the croupier takes care of this in live online baccarat.

Wagering in Chemin de fer

The designated banker chooses how much to wager on the coup. Then, the other players can choose to "go bank" and match the banker's wager. However, only one player can "go bank." If no one "goes bank," the players make individual wagers instead.

If the total wagers do not add up to the banker bet, people around the table may wager up to the amount needed to match the original wager. Again, this is not possible in online baccarat. If the total wagers are more than the banker bet, the banker can wager more to match the total bets. If this doesn't happen, the excess wagers will be removed.

The Coup in Chemin de fer

Once the bets are in place, the banker deals the cards. There are two cards dealt face down for the banker and two cards dealt face down for the players. The players share the two common cards, with the highest wagering player controlling them. If two or more players bet the same highest amount, the one closest to the playing order is put in charge of the common cards.

Both the player and the banker look at their hands. If an eight or nine is scored, it is announced immediately. Then, the cards are turned over to compare them. If there is no natural, the player receives a third card if their score is four or fewer. If the score is six or more, they stand. The same decisions are then made by the banker's hand.

If the banker hand wins, all player bets are transferred to the bank, and the coup starts over. If the common player hand wins, each player receives their initial stake and winnings at 1-to-1. If it's a tie, all bets remain in place, and the coup is replayed again.

Baccarat Banque

Baccarat banque is similar to chemin de fer; one player is designated as the banker. They remain in this position until running out of money or voluntarily giving up. Or each of the cards in the three-deck shoe has been dealt. The highest wagering player is usually the banker – or, the first to put their name down becomes the banker, wagering whatever they want.

Sitting directly opposite the designated banker, the croupier shuffles the cards first. Then, the croupier passes them to the other players, with the designated banker shuffling again last. On the two sides of the banker are the players – "punters" – and the position determines the cards upon which they stake. So, two hands are dealt (on the left and right) for two sets of players.

Wagering in Baccarat Banque

We described how a banker is selected above. Now it's time to deal with the player bets. The nearest punter on the right side of the banker gets to "go bank" first. Then, there is the one on the left of the banker, then the next on the right, and so on. Once the wagering has been completed, the banker may need additional funds to retain the bank going forward.

You'll notice that betting on the banker's hand is exclusive to the designated banker. This is the main difference from other punto banco game versions. As we saw above, the banker's hand has a slight edge over the players, so betting on the banker is prized in this game. However, players can also choose to give up the bank.

The coup in Baccarat Banque

The banker is also the dealer in this version of the classic table game. So, once everyone has shuffled the three-deck shoe, this is how the cards are dealt… Three cards are dealt face down – one to the punters on the right, another to the punters on the left and one for the banker hand. Then, another card is dealt to each position in the same order.

From there, the same rules we saw in chemin de fer apply. So, if an eight or nine is scored, it's immediately declared. Or if not, then the third card rules apply. And so on. The only real difference is that each punter continues to hold their cards so long as they win or tie. But if they lose the coup, the next deal is to the next punter in the rotation.

Regarding payouts, the players essentially divide up their winnings depending on how many punters are on their side and how much they individually staked. The croupier usually takes care of all this – as it can get complicated! So, you don't need to worry when playing in a land-based casino. The process of playing an online baccarat banque is automated.

New Casinos with Baccarat

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Baccarat Strategy

To become a baccarat pro, you'll need a strategy. And, as with many other table games, bankroll management is key. So, above all else, only bet what you can afford to lose and know when to quit while you're ahead. For the latter, it's worth picking a target win amount and then walking away if you cross that threshold. And never chase your losses!

There are various tips and tricks for playing baccarat online like a pro (covered below). Of course, this leads to questions like: is baccarat beatable? Well, to a certain extent, it's one of the best table games regarding the house edge. Close to blackjack and better than roulette, for sure. But we must point out that betting systems never work – they're all flawed somehow.

So, avoid systems like the Martingale, Fibonacci, Paroli, Labouchere and D’Alembert. Each of them relies on a pretty bold assumption of having unlimited cash funds. And if you hit a losing streak with any of them, your chances of losing a lot of money only increase. Plus, anything you do win with them is only equal to the amount you wager in the first place.

Tips and Tricks

With the above caveats out, what can you do to increase your chances of winning? The most obvious thing to do is always to bet on the banker. Even considering the 5% commission on a banker win, the house edge is an extremely low 1.06%. Close to that is the player bet, with its house edge of just 1.24%. Of course, we're talking about punto banco here.

Conversely, tie bets (where both hands have equal value) are extremely rare. That's why the payouts are much higher. But, then, so is the house edge. So, even with 8-to-1 payouts, the house edge is insurmountably high at 14.4%. Therefore, we advise sticking to player or banker bets. It might take longer to build up your winnings, but it's better than hoping for a tie bet.

Another top tip is to avoid side bets. That's because side bets invariably favour the house – i.e., they will have a house edge of more than 1.24% and can sometimes give you ludicrously long odds. Of course, if you have money to burn and fancy trying for what amounts to a jackpot, go for it. But in terms of winning money more sensibly, we would avoid side bets.

Cheating at Baccarat

Baccarat isn't as famous as blackjack for its ways of cheating the system, but it still happens. Usually, this is achieved through card counting and edge sorting. For example, Phil Ivey used this technique to gain a significant advantage over two casinos. One was based in London, and the other in Atlantic City. However, he was sued over ill-gotten multi-million dollar wins.

This all happened in 2012, and surveillance footage of the casino floor proved it. Phil Ivey gets the croupier to rotate a few cards in the video. This enabled the pro gambler to exploit a small flaw on the back of the cards. Essentially, he knew what was coming up next and could bet accordingly. However, this technique cannot be used in online baccarat!

Do Online Casinos Cheat in Baccarat?

There's no real need for online casinos to cheat players in baccarat. And fully licensed online casinos certainly do nothing of the sort. And the reason they don't need to cheat is that they always have the house edge. So, losing to one player is made up by winning off many others.

One more thing to note is that mini-baccarat has a higher house edge on a banker bet – up from 1.06% to around 1.20%. It's not much, of course, but every little helps (or hinders). Therefore, we advise sticking to the main versions of online baccarat if possible. And as we said above, there's no real need to go in for side bets – these give the house more of an edge.

Even casino bonuses are carefully calculated, never to give too much away. So, while some players can and do win decent sums from their welcome bonus, most do not. Plus, there are wagering requirements to consider and game weighting rules. The house never loses!

Live Dealer Baccarat

While video baccarat games rely on random number generator algorithms, those looking for the Las Vegas experience should go for live casino baccarat. Game providers like Evolution, NetEnt, Ezugi, Playtech and more bring the magic of Las Vegas to your couch with sophisticated live-streaming technology and the ability to interact with croupiers.

Best of all, most UK online casinos have embraced live dealer games. So, finding a site that stocks your favourite baccarat games is not a problem. Plus, there are live casino tables suited to all budgets. From more general tables offering low-limit punto banco to exclusive Salon Privé tables for high rollers. In short, there are live online baccarat games for everyone.

Live Casino Baccarat With Friends – Why Not?

Plenty of casino card games are more fun with friends. And online baccarat is no exception. To get started, look out for multiplayer baccarat, available at many UK casinos. From there, you can invite other players to join your games. Many of these multiplayer games will allow around 10 participants and the ability to message each other during the coups.

How To Play Baccarat on Mobile or Tablet

Playing baccarat on a smartphone or tablet is an excellent choice. There are two main ways to do it. Either you go to your regular online casino of choice via a mobile browser, or you download a dedicated baccarat app. With the latter option, however, we always go for the ones created by online casinos, as these enable you to play baccarat for real money.

The main advantage of playing on a mobile device is the multi-gesture touchscreen. In many ways, these seem tailor-made for table games of all kinds. For example, dragging your chips into position with your hands feels more intuitive and real than using a mouse or trackpad. So, try it out on your iPhone, iPad or Android device.

A Brief History of Baccarat

The exact origins of this card game are unclear. Two main theories suggest that it dates back to the 15th Century when returning French soldiers brought the game over after a war in Italy. The other theory says it originated in France in the 19th Century. Regardless, it's agreed that it became popular among the French nobility towards the end of the 19th Century.

The first form of the game, played in illegal private gaming rooms, was baccarat banque. Chemin de fer was developed after gambling was legalised in France from 1907 onwards. In the 1940s, Havana-based casinos introduced punto banco, a simplified game that could be played against the house. This is now the most popular form in the UK, US, and Macau.

Conclusion

Finding a UK online casino where you can play baccarat is like shooting fish in a barrel. Every gambling site has some form of the game. Most of them feature live dealer baccarat, too. So, armed with the strategies above, the main task is finding an online casino that ticks all your boxes. Just check that baccarat is included in your welcome offer – if baccarat is bonus excluded, we advise looking elsewhere. Now, are you going to bet on the banker or the player?

Online Baccarat FAQ

Near enough all UK casinos will have online baccarat games. So, it's mainly a case of finding the best online casino for your needs. So be sure to read our guide above, check that your favourite baccarat games are available and then head to the signup page via our handy links.

To increase your chances of winning at baccarat, you'll need a firm grasp of the rules as well as some basic baccarat strategy. We've covered all of this above, including which bets have the lowest house edge. After absorbing that, it's simply a matter of practice and more practice.

Yes, it's certainly possible and it's gradually becoming more and more popular in the UK. To pull it off, you'll first need to find a decent multiplayer baccarat game. Then, you'll need to check that you can invite friends to join your games. Read our game reviews for more info.

Of course! In fact, winning real money is one of the main reasons some players choose baccarat in the first place – although, there's a risk of losing money as well as winning it. But with a house edge as low as 1.06% on banker bets in some versions, it's a pretty sweet game.

The keys to success in baccarat are bankroll management and choosing the optimum bets to make each time. We've covered a lot of this in our guide to baccarat above, of course. But sticking to banker or player bets gives you the best chances of winning money from the casino.

All of the known ways to cheat in baccarat involve manipulating the cards or the chips. That means things like false shuffling, edge sorting and chip dumping. But this is impossible to do online (even in live casino games) because players can't manipulate the physical parts of the game.

Sure, it's possible – but the advantages of doing it compared to blackjack are minimal. Plus, while it's not strictly illegal, it can get you kicked out of a game. And if you're caught doing it more than once, you're liable to have your online casino account permanently closed.

This is very much a matter of personal taste. The house edge of blackjack is slightly lower but many players appreciate the beautiful simplicity of baccarat compared to blackjack – the latter can be a little more complicated with the numerous side bets involved. So, the choice is yours!

Emily Thompson
Emily Thompson Casino Researcher
41 Articles 20 Reviews

Emily is our Casino Researcher and statistical mastermind. She uncovers all the latest trends through the numbers and creates valuable insights to our readers and internally, so we can cover our articles and journalism from a statistical background and angle.

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Last updated: 1 January 2025