What is a Football Accumulator and How Does it Work?

What is a Football Accumulator and How Does it Work?
Peter Wilson
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What is a Football Accumulator and How Does it Work?
6 min

If you're a football fan, you have heard of football accumulator bets, also known as ‘accas’ in the UK. They're a popular way of betting on football matches, a way of keeping football games interesting, and the possibility of providing you with a big payday.

However, placing an accumulator bet isn't as simple as picking a few teams and hoping for the best. In this article, we'll provide some football accumulator tips and tricks to help you maximise your bets.

What is an accumulator, and how does it work?

An accumulator is a bet that combines multiple selections into one betting slip. In other words, instead of placing individual bets on several games, you place one bet that includes all your selections. To win an accumulator bet, all of your selections must be correct. The more selections you include, the higher the potential payout, but the more difficult it becomes to win.

For example. If you think Manchester City, Wolves, and Sunderland will all win their matches on Saturday, you can put all the bets on one slip instead of three separate ones. This will accumulate to a higher payout than if you put down three separate winning bets, depending on if all teams win their matches. However, if one of the teams loses, you will get no money. This makes it riskier than three separate bets; hence, the reward is higher.

What are the different leagues to bet on?

How much time do you have? Because you’ll need a lot if you were to go through the number of football leagues you can bet on!

The most popular leagues to bet on are the English Premier League, Spanish La Liga, Italian Serie A, and German Bundesliga. However, you can also bet on more minor leagues, such as the Dutch Eredivisie or the Portuguese Primeira Liga. Or go even further and bet on the lower-division English leagues.

When deciding which leagues to bet on, consider the level of competition and the quality of the teams. Remember, the higher the quality of teams, the more evenly spread out the competition will be, and you may be subjected to unpredictable results more often.

Take Nottingham Forest's draw with Manchester City, for example!

Football Accumulator markets

When placing an accumulator bet, there are several different markets you can bet on. Here are a few of the more popular ones:

How are the odds calculated?

The odds for an accumulator bet are calculated by multiplying the odds for each selection. For example, if you're betting on a three-team accumulator and each team has respective odds of 2/1, 5/2, and 7/4, the odds for your accumulator would be 2.00 x 2.50 x 1.75 = 8.75. This means that if you bet £10, you would win £87.50 if all of your selections were correct.

Acca Insurance Explained

Acca insurance is a promotion offered by different bookmakers to more loyal punters, giving them something back if they are let down by one team or a freak anomaly, so they will feel some reward in the end.

Tips and tricks to get the most out of your football accumulator

Here are some tips and tricks to help you get the most out of your accumulator:

Who to trust?

Regarding football, everyone has their own opinion on which teams are likely to win. Even sports betting sites will weigh in on who they think will win, lose or draw. While it's essential to research and make informed decisions, it's also important to trust your instincts. If you feel good about a particular team, don't be afraid to include them in your accumulator. Conversely, it is always a bad idea to bet on your team. Always go head before heart.

Bet on Leagues you know or have researched

It's essential to bet on leagues you're familiar with or have researched. This will help you better understand the teams and the level of competition, enabling you to make more informed decisions.

Keep your accumulator to under 10 teams. Try to keep it simple

While including as many teams as possible in your accumulator is tempting, it's important to keep it simple. The more teams you include, the more likely one team will let your whole bet down.

Sign up 'Acca' Bonuses

Bookies love drawing new players in by giving them generous welcome bonuses. Why not see which betting provider has the best odds and value for money before settling on your weekend accumulator?

Other considerations:

There are, of course, numerous other considerations you should take into account, which include;

Secret hint

While it is invaluable to be up to speed on football to do well in your accumulator, sometimes football can be just a game of chance.

A secret hint we have to make lower-division accumulators close to a sure bet is related to English geography, not football.

In League 2 and lower, some teams may not have the finances to afford plane tickets for their players or hotels. As a result, they are inevitably forced to travel a long distance by bus before the match. This automatically gives the home team an obvious advantage regarding kick-off, which is not always shown on the odds sheet or the league table.

We are speaking from personal experience and, quite possibly, coincidence rather than statistical data. So please, don’t blame GamblingAuthority if your bet doesn’t come in! 

In the End…

Placing an accumulator bet on football matches can be a thrilling and potentially lucrative way to enjoy the sport. However, it's important to approach it strategically and make informed decisions based on research and analysis.

Following the tips and tricks outlined in this article can increase your chances of winning and enhance your overall betting experience. Remember to keep it simple, focus on the leagues you know, and trust your instincts. And always play responsibly!

Good luck with your next accumulator bet!

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Peter Wilson
Peter Wilson Editor-in-Chief
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Peter Wilson is the Editor-in-Chief at GamblingAuthority. He has more than nine years of experience from the iGaming industry and is a valuable resource for everything related to online casinos.

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Last Updated: 16 July 2025