Mobile Deposit Casinos: Top Pay by Phone Casinos in the UK

Chris Vaughan
Fact Checker:
Craig Hitchings
Last Updated:

Looking for a pay by phone casino UK players can trust? Mobile deposit casinos let you fund your account directly via your mobile phone bill or prepaid credit. That means you can deposit with just a few taps on your phone.

In this comprehensive guide, we’ll explain what mobile deposit casinos are, the pros and cons of using pay by phone methods, how they work step-by-step, and highlight the top UK casinos that accept phone bill deposits.

What Are Mobile Deposit Casinos?

Mobile deposit casinos (also known as pay by phone casinos) are online gambling sites that allow you to deposit money using your mobile phone. Instead of entering card details or an e-wallet, you simply charge the deposit to your phone bill. UK players can use services like Boku, Payforit or PayViaPhone to send a text message confirmation and have the funds added to their casino balance instantly.

Slot game on a mobile device

5 Advantages of Using Mobile Deposit (Pay by Phone) Casinos

Paying by phone bill has some clear benefits for casino players,. Here’s a quick look at the top 5 advantages:

  1. Ultimate Convenience: Deposit funds in seconds directly from your phone.
  2. Enhanced Security & Privacy: No banking or personal financial details are shared with the casino.
  3. Budget-Friendly Limits: Low daily limits (around £30/day) mean it’s hard to overspend.
  4. Use of Phone Credit: If you’re on pay-as-you-go, you can use existing phone credit to play.
  5. Mobile-First Experience: Designed for those who play on smartphones, pay by phone deposits integrate smoothly into mobile casino apps and sites.

Top UK Mobile Deposit Casinos Compared

Below is a comparison of the best UK online casinos that support pay by phone bill deposits. We’ve noted the minimum deposit via mobile, any limits or fees, and whether a deposit by mobile is eligible for bonuses at that casino:

Casino Min Deposit (Mobile) Deposit Limits Fee for Mobile Deposit Bonus Eligible?
MrQ Casino £10 £40 per txn (≤ £240/mo) 0% (No fees) Yes (welcome offer applies)
Duelz Casino £10 £40 per txn (≤ £240/mo) 0% (No fees) Yes
JeffBet £10 £30/day (≤ £240/mo) 15% fee Yes
Monster Casino £10 £30/day (≤ £240/mo) 15% fee Yes

*N/A: The Phone Casino does not offer a traditional deposit-match bonus, so bonus eligibility isn’t applicable. (It instead gives all players free spins daily, as explained below.)

As you can see, each of these casinos welcomes mobile deposits but with varying conditions. MrQ and Duelz stand out for having no fees on phone deposits, whereas JeffBet and Monster apply a hefty 15% surcharge (so you might favor those for smaller top-ups or choose a different method if you want to avoid the fee). The Phone Casino has the lowest minimum phone deposit at just £5, catering to very low-budget players. Now, let’s take a closer look at each of these casinos and what they offer for mobile-first users.

Mini Reviews of the Best Mobile Deposit Casinos

Mr Q Casino

Mr Q Casino

4.43 / 5
1st Deposit Cash Bonus: £0
1st Deposit Free Spins: 50
Wagering: - / 0x (B)
Terms and Conditions

*20 Free Spins credited upon your first £10 deposit on Book of Dead slot only, valued at 10p per spin. Free ... Read more

Duelz Casino

Duelz Casino

4.60 / 5
1st Deposit Cash Bonus: £100
1st Deposit Free Spins: 100
Wagering: 30x (B) / 45x (B)
Terms and Conditions

18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering r... Read more

Monster Casino

Monster Casino

4.12 / 5
1st Deposit Cash Bonus: £0
1st Deposit Free Spins: 50
Wagering: - / 50x (B)
Terms and Conditions

New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per... Read more


The Rise of Mobile Deposit Casinos in the UK

Over the last five years, mobile deposit casinos have surged in popularity across the United Kingdom. According to industry analysts, more than 65 % of new casino sign-ups in 2024–25 were completed on a smartphone, and roughly one in three of those players made their first deposit via phone bill or pay-as-you-go credit.

  • Smartphone first: With 92 % of UK adults now owning a smartphone, players expect every part of the casino journey—signup, deposit and gameplay—to work flawlessly on mobile.
  • Low-friction payments: Phone-bill deposits remove the need to enter long card numbers or log into an e-wallet. A single SMS confirmation completes the payment in seconds.
  • Carrier integration: All major UK networks (EE, O2, Vodafone, Three) support mobile billing for gaming sites, making coverage nationwide.
  • Tighter regulations: The UK Gambling Commission’s ban on credit-card gambling (2020) nudged casual players toward lower-risk alternatives such as pay-by-phone.
  • Operator adoption: Over 150 UK-licensed casinos now list Pay by Phone/Boku as a primary banking option, giving players plenty of choice with competitive bonuses.

Why Mobile Deposits Promote Responsible Gaming, Ease of Use & Security

Beyond convenience, Pay by Phone has become a responsible-gaming ally thanks to its baked-in limits and traceability.

Built-in Spending Controls

  • Hard caps: UK carriers restrict phone-bill deposits to about £30 per day / £240 per month. These non-negotiable limits keep spending modest by design.
  • Itemised billing: Every transaction appears line-by-line on your monthly phone bill (or is deducted instantly from PAYG credit), giving a transparent record that’s hard to ignore.
  • No credit facility: Because charges are settled with your next bill—or prepaid balance—players can’t gamble on borrowed money, aligning with the UKGC’s ethos.

Simplicity & Speed

  • 60-second deposits: Pick an amount, enter your number, approve the SMS—done. Funds usually reach your casino wallet in under a minute.
  • Zero banking details shared: The casino never sees your card or bank data, reducing the attack surface for fraud.
  • Perfect for micro-stakes: Because limits are low, mobile deposits pair well with penny-slot or low-stake sessions.

Robust Security Layers

  • Two-factor confirmation: Deposits require the physical phone (something you have) plus an SMS reply (something you know), thwarting unauthorised use.
  • Carrier-grade encryption: Transactions ride on the same secure billing rails used for Apple Music, Netflix, and other trusted digital services.
  • UKGC oversight: Only UKGC-licensed operators can offer Pay by Phone, ensuring strict compliance with AML and player-protection rules.

Gambling Commission and union jack flag

Mobile deposit casinos tick three critical boxes—responsibility, simplicity, and security. They’re fast becoming the default funding method for UK players who value quick top-ups, tighter budget control and peace of mind.

Mobile Deposit Casinos FAQs

Yes, in most cases depositing via mobile bill still qualifies you for casino bonuses.

Because of how carrier billing works, you cannot withdraw funds back to your phone bill. You’ll need to choose an alternative withdrawal method to cash out winnings.

Mobile casino deposits have strict limits, as they are intended for small, casual deposits.

The mobile payment provider (like Boku) charges the casino a transaction fee (around 9-15%). Some casinos choose to pass a portion of that cost to the player, while others absorb it as a business cost.

Yes, depositing by phone bill is safe and secure when you’re playing at a licensed UK casino. In fact, it can be safer than using a card in some ways because you aren’t exposing any sensitive financial info.

Boku is one of the most popular payment providers that enables pay by phone bill transactions.

Yes, absolutely. Pay by phone deposits work with both monthly contract plans and pay-as-you-go (prepaid) mobiles.

Chris Vaughan
Chris Vaughan Senior Writer & Editor
63 Articles 2 Reviews

Chris Vaughan is a Senior Writer and Editor at GamblingAuthority. He has more than 18 years of experience in the iGaming industry and has great knowledge of game developers, trending games and casino research.

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Last Updated: 19 June 2025