O2 Pay by Phone Deposits

Chris Vaughan
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O2 Pay by Phone casino deposits enable customers in the UK to fund their accounts in seconds. Small deposits are credited to the casino via their phone bill through the Payforit scheme. This guide explains the O2 deposit flow, limits, and fees, and lists the best O2-friendly casinos for 2025.

O2 Mobile pay logo

Top O2 Pay by Mobile Casinos

Casino Special Information More Information Visit This Casino
1 Read Review Terms and Conditions

1st Deposit Bonus and Free Spins

- 20 Free Spins
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- 50 Free Spins

How O2 Pay by Phone Casino Deposits Work

  1. Select “Pay by Phone” (or “Boku/Fonix”) in the cashier.
  2. Enter your O2 mobile number and the deposit amount.
  3. Reply “Y” to the O2/Boku text – or enter the one-time PIN displayed.
  4. Your casino balance is credited instantly, allowing you to start playing immediately.
  5. The charge appears on your next O2 bill or is taken from PAYG airtime.

O2 Pay by Phone Deposit Limits & Fees

  • Daily cap: £30–£40 (industry standard).
  • Monthly cap: £240 total Payforit spend.
  • Minimum deposit: £5–£10 (casino-specific).
  • Fees: O2 adds none. Most casinos are fee-free; a minority deduct ~15 % to cover carrier costs.

Supported O2 Plans

Grouped under the PayForIt system, O2 works on O2 Pay Monthly, Pay As You Go, and giffgaff / Tesco Mobile / Sky Mobile numbers (these MVNOs use O2’s network). As with EE Pay by Mobile deposits, PAYG users require sufficient credit; contract users must stay within O2’s default “Spend Cap” for extra charges (typically £40, unless you raise or lower it in My O2).

O2 Pay by Mobile Casino Sites UK 2025

RankCasinoTotal BonusNo Deposit BonusTerms and ConditionsVisit This Casino

Can you deposit with O2 Pay-by-Phone Bill Casino Deposits

As one of the UK’s largest mobile networks, O2 can be used to top up your online casino balance through pay by mobile. Most UKGC-licensed casino sites rely on the Payforit gateway, which fully supports O2 numbers. The charge is added to your next bill (contract) or deducted from your remaining credit (PAYG).

How It Works

  1. Choose a casino that lists Pay by Mobile for O2 users.
  2. Enter the amount you’d like to deposit (usually £10–£30).
  3. Type your O2 mobile number in the cashier.
  4. Approve the SMS verification code to authorise the payment.
  5. The funds land in your casino account instantly—no cards required.

Key Points

  • Instant Processing: Your money appears in seconds once you confirm via SMS.
  • Secure & Private: No bank or card details shared—only your O2 number.
  • Deposit Limits: Typical single limit £10–£30, with daily caps (~£30) and monthly caps (~£240).
  • No Phone Bill Withdrawals: Cash-outs are processed via bank transfer or e-wallet (Skrill, Neteller, etc.).
  • Bonus Rules: Many sites count O2 deposits toward welcome or reload offers; always verify the Terms and Conditions.
  • Works on Any Device: Compatible with all phones/tablets using an O2 SIM or eSIM.

Quick Reference for O2 Pay by Phone Deposits

Feature O2 Pay-by-Phone Details
Deposit Speed Instant after SMS confirmation
Deposit Limits £10–£30 each; approx. £30 daily / £240 monthly
Security SMS verification; no card/bank info shared
Withdrawals Not to phone bill—use bank or e-wallet
Bonus Eligibility Frequently eligible; confirm per casino terms
Compatibility All devices with an O2 SIM/eSIM

Pro Tips for Seamless O2 Pay by Phone Deposits

If your O2 phone bill deposit ever stalls, nine times out of ten, the culprit is a simple network or account setting. It’s usually easy to fix. Check that you’re connected to mobile data, not Wi-Fi. Boku and Fonix utilise “header enrichment” on O2’s 4G/5G network to automatically detect your number; switching off Wi-Fi can eliminate an extra SMS step and prevent timeouts.

  • Delayed SMS? Toggle airplane mode for 10 seconds to force a fresh signal, then resend the deposit.
  • PAYG short of credit? Top up before the deposit attempt—O2 will reject the request if your airtime balance can’t cover the full amount.
  • Still barred? Text UNBAR to 21202 (O2’s free shortcode). Alternatively, speak to O2 Live Chat and request to lift the premium-rate restrictions. Changes apply within minutes.

Summary Table for O2 Pay by Phone Bill Deposits

Aspect O2 Pay-by-Phone Casino Deposits (UK)
How it works
  1. Select Pay by Phone / Boku / Fonix in cashier.
  2. Enter O2 number & amount (£5–£30).
  3. Confirm via SMS reply “Y” or PIN.
  4. Balance credited instantly; charge added to bill or deducted from PAYG credit.
Limits £10–£30 per deposit · £30–£40 daily · £240 monthly (Payforit cap).
Fees O2 adds none; most casinos fee-free. A minority may pass on ~15 % carrier cost—check banking page.
Supported plans O2 Pay-Monthly & PAYG, plus MVNOs on O2 network (giffgaff, Tesco, Sky) if premium billing enabled.
Speed Deposit reflects in seconds after SMS confirmation.
Security SMS 2FA; no card/bank data shared—only mobile number.
Withdrawals Not to phone bill; cash-out via bank transfer, debit card, PayPal, Skrill, etc.
Bonus eligibility Most UK casinos count O2 phone deposits toward welcome/reload offers—always verify T&Cs.
Strengths Instant, card-free top-ups; built-in low limits help budgeting; works on any O2-SIM device.
Weaknesses Low £30 cap unsuitable for high rollers; no phone-bill withdrawals; possible MVNO restrictions; bill-tracking needed for contract users.
Troubleshooting tips
  • Switch off Wi-Fi to enable header enrichment auto-detect.
  • Toggle airplane mode if SMS delayed.
  • Top up PAYG credit before deposit.
  • Text UNBAR to 21202 to lift premium-rate block.

O2 Pay by Phone Bill Conclusion

Following these quick checks should ensure your O2 Pay by Mobile deposits land in your casino wallet the first time, every time. If you run into any errors when making a Pay by Phone Bill deposit, refer to our Troubleshooting Guide.

Chris Vaughan
Chris Vaughan Senior Writer & Editor
58 Articles 1 Reviews

Chris Vaughan is a Senior Writer and Editor at GamblingAuthority. He has more than 18 years of experience in the iGaming industry and has great knowledge of game developers, trending games and casino research.

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Last Updated: 16 July 2025