Debit Card Casinos 2024: How to Deposit and Withdraw with Debit Cards in the UK

Peter Wilson

With credit cards banned for gambling in the UK, debit card casinos have become increasingly popular. And in terms of speed and sheer convenience, debit card payments make a lot of sense.

Here, we’ll go over the pros and cons of the best debit card casinos. We’ll show you how to find the best debit card casino bonuses, and how to make debit card deposits and withdraw your winnings with internet banking. So, go grab your flexible friend and let’s get started…

Best Debit Card Casinos in the UK

Visa Debit Card Online Casinos in the UK

Mastercard Debit Card Online Casinos in the UK

Maestro Debit Card Online Casinos in the UK

What is a Debit Card?

Most UK players will already have a debit card in their wallet. That’s because the majority of UK banks provide a Visa Debit or Visa Electron (or Mastercard debit cards) with all current accounts. These can then be used to buy items in shops, withdraw money from cash points and make online payments. In many ways, they are the most common payment method available to the UK population. That’s what makes debit card online casinos so interesting.

Playing at a debit card casino UK is a doddle too. And all you need to get started is an email address, mobile phone number and UK debit card. So, in much the same way as buying something off Amazon, you can use your debit card to play at online casino sites. And you can claim debit card casino bonuses at the same time – sometimes without even having to deposit money. Below, we’ll give you step-by-step instructions for all of that and much more besides.

Reason why you should play at Debit card casinos

How to Make a Casino Deposit Using a Debit Card

Making debit card payments at online casinos is dead easy. In fact, it’s much the same process as, say, buying something from eBay or spending money at an online clothing store like Asos, for example. So, here are the steps for registering your card and making online casino deposits:

  1. Head to the online casino’s cashier area (usually via a “Deposit” button)
  2. Choose “Debit Card” (or “Visa”/”Mastercard”) as your payment method
  3. Fill out the amount you wish to deposit and the 16-digit card number
  4. Enter the card expiry date and 3-digit CVV code on the back of the card
  5. Confirm the transaction and get ready to play some top casino games

Debit Card Deposit Limits

The minimum deposit amount at most debit card casino sites is £10. However, it’s up to the casino to decide on this. Therefore, it’s possible to find the minimum debit card deposit lowered to just £5 or increased up to £25. The maximum deposit limit is also dependent on the debit card casino. We’ve everything from around £1,000 right up to a staggering £35,000!

Debit Card Deposit Fees

The vast majority of debit card casino sites do not charge any fees for making debit card casino deposits. And rightly so! However, this is down to the debit card online casinos in question. Our advice would be to check these things out in advance. We believe that when casinos accept debit cards, there shouldn’t be any deposit fees. So, be sure to shop around!

Debit Card Deposit Bonuses

Debit card transactions are perfect for claiming online casino bonuses. So, whether you’re using a high street bank account debit card or one of a number of prepaid debit cards, you can claim a first deposit bonus and free spins no problem. And with debit cards accepted at thousands of the best casinos, you’ll be split for choice. Here’s what you can look forward to:

Welcome Bonus

All welcome bonuses at UK online casinos will accept debit card transactions. And the best debit card casinos will have multiple offers contained in their welcome deals. Often, you’ll get one or more deposit bonuses and a whole bunch of free spins or bonus spins, too. Just be sure to play at reputable online casinos that accept debit cards to enjoy top welcome bonus offers.

Free Spins Bonus

While free spins are given out with the welcome bonus, you can expect to receive a lot more of them later on. For example, you might be given free spins for online slots whenever a new game launches or else on certain days of the week. For more info about these offers, check out our best free spins casinos. Again, just check the wagering requirements before claiming them.

Cashback Bonus

High rollers playing at debit card casino sites should look for casino cashback bonuses. These act as an insurance policy against a bad run of luck. So, if you win, you win. But if you lose, you will receive a cashback bonus. So, check it out if you have a VIP casino account. And remember to make a debit card casino deposit to activate the best casino cashback bonuses.

No Deposit Bonuses on Debit Card Registration

Some sign-up offers or no deposit bonuses require you to register your debit card details. Or, otherwise, you will want to register your card to claim a welcome bonus or another type of casino bonus. Well, as casinos that accept debit cards want new players, they’ve made the process dead easy. So, here are the very simple steps needed to sign up at debit card casinos:

  1. Choose a site from our list of recommended online casinos that accept debit cards
  2. Hit the “Play” button to be taken directly to the debit card casino sign-up page
  3. Fill in your basic details such as your full name, home address and email address
  4. Enter your debit card details if required – note that this is not always necessary
  5. Make your first debit card deposit or start playing casino games with your bonus

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How to Make a Casino Withdrawal Using a Debit Card

Unfortunately, it is not possible to withdraw your winnings directly at debit card casinos. However, as your debit card is linked to your UK bank account, you can get around the problem easily enough. The only downside is that many high street banks take between five and seven days to process the transaction. But there are alternative payment methods available – more on them below. Here’s how to withdraw from your online casino account:

  1. Head to the cashier area of your chosen casino site
  2. Choose the “Bank Transfer” withdrawal method
  3. Enter the amount you wish to withdraw this time
  4. Fill in the required details for your bank account
  5. Confirm the transaction and wait five to seven days

Debit Card Withdrawal Limits

Debit card casino withdrawals are not possible. Instead, you’ll need to withdraw to your bank account – thus having the money back on your debit card. The good news about this is that withdrawals are virtually unlimited with bank transfers – in fact, this is the only method in which online casino payments are made to progressive jackpot winners. As for minimum withdrawals from online casino debit card sites, that’s usually in the region of £5 to £10.

Debit Card Withdrawal Fees

Another good reason for withdrawing your winnings to your bank account is the lack of fees. That’s the case so long as you are playing at UK online casinos and using pounds (GBP). If any currency conversion happens (such as when playing at offshore casino sites), you will be charged fees. Therefore, it makes sense to only play at casino debit card sites that are licensed in the United Kingdom. All of the best debit card casino sites are licensed by the UKGC.

Debit Card Payout Times

Withdrawals back to your bank account can take up to five or seven business days. But eWallets and other payment method options can get that money into your bank account within a couple of hours. We will go over your alternative payment method solutions below. You can also check out our fast withdrawal casinos UK page.

Next up, the Pros & Cons of using debit cards at UK casinos…

Pros & Cons of Using a Debit Card

Online casino debit cards make a lot of sense as a deposit method. They're quick and convenient because nearly everyone has a debit card in their wallet. But there are some downsides to using them at an online gambling site. Let's go over the pros and cons now:

Pros

  • All online gaming and gambling services accept deposits via debit cards
  • Casino deposits are instantly available as playing funds without any fees
  • Your spending at online casinos can be tracked via online banking apps

Cons

  • Only Visa Electron, Visa Debit and Mastercard are accepted at casinos
  • Online fraudsters target debit card information in data-harvesting hacks
  • Withdrawing to your bank account can take up to seven working days

How to Sign Up for a Debit Card

Getting a debit card account means signing up for a bank account. Any UK bank or building society will have current accounts available with a free debit card included. And there are always premium tiers that give you additional benefits such as higher ATM withdrawal limits, an overdraft facility and insurance deals, for example. Plus, there are several online bank accounts from the likes of Revolut and Monzo that also come with a free debit card.

Debit Card Safety & Security

As mentioned above, even the best debit card casino cannot fully protect debit card users from hackers. So, in the next section, we want to address the vulnerabilities of debit card casino payments and give you advice on how to avoid common pitfalls. Some of these tips will help you stay safe when paying for goods and services at non-casino debit card sites, too.

Enable Two-Factor Authentification

If you head into the settings for your online bank or app, you can usually configure it so that all transfers and payments must be authorised. Then you’ll need to enter a password, verify by SMS text message or use something like Apple’s Touch ID or Face ID. While these methods slow down your transactions, they can be worth their weight in gold if your debit card details fall into the wrong hands. The same methods can be used for all of your online banking, too.

Use Disposable or Prepaid Debit Cards

Modern payment methods like Revolut, Monzo and MuchBetter use prepaid cards, disposable cards or virtual debit cards with dynamic CVV codes. So, for every online transaction, these apps can generate an entirely new card that you can only use once. In this way, if something happens to an older card, it has already expired and been cancelled. That means you can happily play at casino debit card sites without worrying about your details being stolen.

Ensure Sites are Encrypted with HTTPS

When playing a new debit card casino for the first time, ensure that it is using HTTPS encryption. You can see this at the start of the web address or URL. If the site only uses HTTP (without the “S”), then it is not secure and hackers could intercept the information. Most modern browsers (including mobile ones) will automatically tell you if a site isn’t secure. Coupled with this, it’s best to avoid public Wi-Fi networks when using debit cards online.

3 Alternatives to Debit Card Casinos

There are a variety of debit card alternatives available at most online casinos. Some offer near-instant transactions, while others are more focused on safety and security. So, for those who are wary of making a Mastercard or Visa debit card transaction online or using a debit card online in general, here are your best bets for casino deposits and other online payments:

PayPal Casinos

You can link your debit card and bank account to your PayPal account for added security. This includes two-factor authentication so that payments need to be confirmed manually. Plus, the eWallet will greatly speed up transactions at PayPal online casinos going in either direction.

Skrill Casinos

There are Skrill casinos, Trustly casinos, Neteller casinos, Paysafecard casinos and ecoPayz casinos to consider, too. Each of these provides an additional layer of security at debit card casinos or the use of prepaid debit cards. We recommend trying out top UK Skrill casinos.

Revolut Casinos

Revolut casinos are an intriguing option for UK players. As Revolut is an online bank, eWallet and debit card provider all rolled into one, it’s a popular payment option. A Revolut debit card can be used to make casino deposits. Then, for withdrawals, there are fast bank transfers.

How We Rate the Top Debit Card Casinos

Most online casinos accept debit card payments. In fact, we don’t know any that don’t offer debit cards as a preferred payment method. But with such an overwhelming number of choices, you might not be able to decide which is the best online casino for you. So, in addition to our main casino review criteria, here’s what we specifically evaluate at debit card casinos:

Online Casino Bonuses

Casino promotions shouldn’t end with the welcome bonus. So, on top of a great welcome bonus with lots of free spins, we want to see ongoing casino promotions. This should include reload bonuses, more free spins, cashback deals, seasonal promotions and slots tournaments.

Wagering Requirements

A welcome bonus can be ruined by harsh wagering requirements. So, whenever we’ve evaluating a welcome bonus and other casino offers, we pay close attention to the wagering requirements. Anything above the industry standard of 35x the bonus gets docked points.

Mobile Gambling Sites

Most debit card casinos offer either a mobile-friendly site or a dedicated app. Therefore, we do a full test of all online casinos from a variety of mobile devices. Mobile debit card casinos should all work perfectly on Apple’s iOS as well as the Google Android operating system.

Online Slots and Casino Games

Without a decent roster of games from the best providers on the planet, a casino will fail. Therefore, we always evaluate online gaming sites by the depth and quality of their available titles. The more game providers, the better in our book. After all, variety is the spice of life.

Debit Card Deposits

Debit card deposits should be instantaneous. If an online casino can’t process debit card payments instantly, it won’t inspire much confidence in the brand. In addition to speed, the debit card deposit limits should be high enough to satisfy both regulars and high rollers.

Customer Support

If something goes wrong when playing online casinos and their games late at night, you’ll want instant service. Therefore, we always look for 24-hour customer support to get things resolved quickly. Plus, we want live chat, email and a UK phone number for getting in touch.

Online Casino Licensing

This is a big one for us, and it should be for you, too. We only recommend debit card casinos licensed by the UK Gambling Commission. That’s because the UKGC holds online casinos to account and backs players in case of any dispute. In short, the UKGC helps protect UK players.

Safety and Security

In addition to a UKGC license, online casinos that accept debit cards should have good safety and security. This includes robust data protection policies, as well as full encryption on every page – check for the padlock symbol! Two-factor authentication for logins is also good to see.

Why Use Debit Cards at Online Casinos?

We don’t know of any UK casino sites that don’t accept debit cards. Therefore, debit cards are probably the most widely accepted casino payment method. Because of this, debit card casino players have an immense amount of choices. That includes the more established sites such as Bet365, LeoVegas and William Hill, as well as new online casinos that accept debit cards.

Couple the above with the fact that UK gamblers cannot use credit cards (see below) and it’s a match made in heaven. Plus, as we mentioned above, debit card deposits are incredibly fast and extremely convenient. We say ‘convenient’ because the vast majority of the UK adult population has at least one debit card. So, choice, speed and convenience are a killer combo!

Check out our top debit card casino pros & cons above.

Why are Credit Card Casinos banned in the UK?

Back in January 2020, the UK Gambling Commission (UKGC) made a very important announcement about credit cards. It stated that credit cards would be banned for gambling in the UK from April 2020 onwards. Not only that but all forms of credit would be given the same treatment. Hence why PayPal Credit is not an option at UK casino sites and online bookies.

In a related move, the UKGC also insisted that online banking apps and eWallets must all provide a way to block gambling payments. Any company that did not comply would not be included as a payment method at UKGC-licensed casinos. Of course, they all complied within the given timeframe to prevent their apps from losing UK customers.

The reason for these moves was the link to problem gambling. The UKGC data revealed that 22% of those using credit cards at online casinos and sportsbook sites were problem gamblers. And, to prevent credit card users from racking up mountains of debt, the decision to ban credit cards was undertaken. However, debit cards can still be used at online casinos.

Games at Debit Card Casino Sites

We spoke just a moment ago about the importance of games at online gambling sites. Most casinos that accept debit card transactions will have hundreds of titles. Some will even have thousands of online casino games. So, here are the most common genres at top online casinos:

Online Video Slots

Modern video slots and classic fruit machines will be abundant at all debit card casinos. So, you’ll have no problems playing top slots like Gonzo’s Quest, Book of Dead and Starburst. However, you might want to check in advance if there are progressive jackpot slots, too.

Online Roulette

You’ll find plenty of roulette games action when playing at debit card casinos online. There will be American, French and European roulette titles. And, you might be able to find exciting variants such as Mini Roulette and Lightning Roulette if the casino has Evolution titles.

Online Blackjack

Blackjack is another classic table game that will be well supported at near enough all UK online gambling sites. As well as the regular versions (with or without insurance), you might find Blackjack Switch and other versions. Just be sure to check out the house edge of each one.

Live Casino Games

Live casino games are all the rage at debit card online casino sites. Releases from Evolution, NetEnt Live and Ezugi (for example) will cover you for roulette, blackjack and baccarat. Then, you’ll find some funky gameshow titles, too, like Deal or No Deal Live and Football Studio Pro.

Sports Betting

Nowadays, many UK online gambling sites combine casino games with sports betting. So, if you want to take a break from the tables to bet on the Premier League games that weekend, you can. Plus, you’ll be able to bet in-play and cash out early at some debit card casino sites.

Debit Card Casinos – Conclusion

Debit card casinos are a fantastic way to make deposits at online gambling sites. In fact, debit cards are the most widely available payment method in the online gambling industry. You can check out our recommended debit card casinos above. We’ve also linked to online casino reviews of each one, too. Just note that debit card withdrawals are not an option– so you’ll need an alternative method. For more info about debit card casinos, read our FAQs below.

Debit Card Casino FAQ

Are prepaid and debit card casinos legit in the UK?

Absolutely. Any debit card or prepaid card can be used at a variety of top online casinos in the UK. Just be sure to check that the debit card casino is fully licensed by the UKGC for security.

Are debit cards the best solution for online payments?

It's largely down to personal preference. For some UK players, debit card casinos are quick, easy and painless. However, others might want added security to protect themselves.

Are deposits made with a debit card safe and secure?

So long as you're using a secure internet connection and the online gambling site is encrypted, you should be fine. However, debit cards are not as secure as other payment options.

Can I use credit cards to gamble online at UK casinos?

No. You cannot use credit cards at UKGC-licensed casinos. Plus, many UK banks will block gambling transactions made at offshore sites. But using debit cards is just as convenient.

Peter Wilson
Peter Wilson
Editor-in-Chief
32 Articles
27 Reviews

Peter is our Editor-in-Chief at Gamblingauthority. He has more than eigth years of experience from the iGaming industry and is a valuable resource for everything related to online casinos.

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