Pay By Phone Casinos 2024: How to Deposit with Pay By Mobile at UK Casinos

Peter Wilson

There are an increasing number of pay-by-mobile casinos in the UK. These online casinos enable players to deposit by phone bill. And as most people in the country already have a mobile phone, it’s undoubtedly an intriguing online casino payment method.

Here, we’ll go over all the ins and outs of pay-by-mobile casino sites. And we’ll discuss the advantages and disadvantages of paying by phone bill. Plus, we’ll cover what you need to do to get going, how to claim casino deposit bonuses and what mobile casino games are available. So, let’s begin…

Best Pay by Mobile Casinos in the UK

What is the Pay by Mobile Payment Method?

You may wonder how a pay-by-mobile casino works. Well, it’s surprisingly simple in its basic concept. There are two main methods, depending on your mobile phone bill set-up, which we’ll cover in full below. But for now, all you need to know is that you can pay by phone bill and bypass more difficult-to-use payment methods. So, whichever method you use to pay your mobile phone bill will be your deposit method. There are two ways in which this is achieved. You can use your mobile phone contract (i.e., your monthly phone bill) or your pay-as-you-go (PAYG) mobile phone contract. Let’s go over each of those options right now…

Pay by Phone Bill (Mobile Phone Contracts)

UK players that have a monthly bill for their mobile phone contract can defer casino payments until the end of the month. Therefore, all casino deposits will be added to your next monthly phone bill – added to your monthly phone contract. However, it’s advisable to play responsibly, as these mobile deposits can easily accumulate during any given month. That’s because it’s a form of instant credit – albeit relatively small and controlled. If you make lots of transactions, you might get a nasty surprise when paying your next monthly bill. So, watch out for that!

Pay by Mobile Credit (Pay-as-You-Go Phones)

Those on a pay-as-you-go mobile phone contract in the UK can also use the pay-by-phone bill option. In that particular case, you will need available credit on your mobile phone before you can deposit money into your online casino account. This is a much safer way of doing things, as it’s easier to track exactly how much you’re spending. So, if you’re making a minimum deposit of £10, for example, this will be taken from your available phone credit. If you don’t have enough phone credit, the mobile casino deposit will fail. Make sense? Let’s move on.

We show you how to choose the best pay by mobile casinos in the UK

How to Make a Casino Deposit Using Pay by Mobile

The steps required to pay by phone bill are very simple. In fact, it’s much easier than entering your credit or debit card details into an online casino site. Plus, having to confirm the transaction via SMS text message adds another layer of security. Therefore, an SMS casino deposit is safer than using a credit or debit card. Here’s how you would make a deposit and claim that first deposit match bonus, free spins and/or welcome bonus in one fell swoop:

  1. Once signed up at an online casino, hit the “Deposit” button or visit the cashier
  2. Choose either Pay by Phone or Pay by Mobile as your preferred payment method
  3. Enter the amount your wish to deposit – note, this is often limited to £30 per day
  4. Confirm the payment and verify the deposit via the SMS text message sent to you
  5. Your deposit will transfer almost instantly – and you can play your casino bonus

Pay by Mobile Deposit Limits

There is a hard limit in place. Therefore, the maximum deposit limit for pay-by-phone casinos is £30. You can, of course, make many of these mobile phone bill deposits throughout the month. However, you are normally limited to £30 over a 24-hour period. So, you’ll have to wait a day to be able to make another mobile phone deposit. The minimum deposit amount is usually £10 at most sites. Having said that, we’ve seen some UK online casinos drop this limit to just £5.

Pay by Mobile Deposit Fees

Here’s the kicker. Many mobile deposit casino sites charge a whopping 15% to use the pay-by-phone-bill option. That is significantly more than any fees you’ll encounter when using other payment methods. However, some UK pay-by-phone casino sites drop this deposit fee to something more reasonable – such as 5% or even nothing. Therefore, it’s well worth shopping around for the lowest fees. To do this, read our casino reviews and check the payment pages.

Pay by Mobile Deposit Bonuses

One of the main advantages of playing at a pay-by-mobile casino UK is the number of online casino bonuses available. This includes welcome bonus packages, free spins bonuses and no deposit bonuses when signing up and registering your mobile phone number. In this next section, we will look at the various types of bonuses available at pay-by-phone-bill casinos:

Welcome Bonus Offers

The welcome bonus is the main reason many sign up at an online casino in the first place. You can often get a hefty chunk of bonus cash in addition to a few hundred free spins, for example. Plus, the deals at top welcome bonus casinos often give you multiple deposit bonuses to extend the bonus fun. The downside is that you won’t get much for a £30 mobile bill deposit.

Free Spins and Bonus Spins

Free spins and bonus spins are the ideal casino promotions at mobile billing casino sites. That’s because a deposit limit of up to £30 easily meets the minimum deposit amount of £10 at most mobile bill casino sites. And if you were going to make that deposit anyway, you might as well get some free spins for top online slots at the same time. Check out our free spins casinos list.

Casino Reload Bonuses

Reload bonuses are much the same as the deposit bonuses included in your welcome package. The only difference is that they will periodically appear after the welcome bonus stage. So, be sure to keep an eye on the casino promotions page – you might be able to claim a reload bonus on a certain day each week, for example. Or ask customer support for new casino offers.

Casino Cashback Offers

These online casino bonuses are the preserve of high rollers. And while it’s true that most VIP players won’t be using the pay-by-phone payment method (because the upper deposit limit is too low), you can still avail yourself of these bonuses with the phone bill payment method. UK cashback casinos give you additional bonus funds when you lose. So, it’s a win-win for many.

No Deposit Bonuses

While these casino offers are technically not a deposit bonus – in fact, no deposit is required at all – we wanted to include them here. For signing up at a new online casino and providing your email address and/or mobile phone number, you can get a small amount of bonus cash. Or else, a bunch of free spins for mobile slots. Check out UK no deposit casinos for more info.


How to Make a Casino Withdrawal Using Pay by Mobile

Unfortunately, it’s not possible to use the pay-by-phone bill method for casino withdrawals. Therefore you’ll need to choose other payment methods. Just look out for rules about a maximum withdrawal amount or that a withdrawal limit applies. In this way, you won’t be disappointed when it comes time to spend your hard-earned bonus credit winnings. You can check out our list of instant withdrawal casinos for more info on the best payment methods.

Pay by Mobile Withdrawal Limits

As you cannot use the mobile casino pay-by-phone bill option for withdrawals, you’ll need another payment method to get ahold of your winnings. The upper limits of these depend on the payment method in question, as well as the casino. Bank account transfers are usually unlimited, whereas others may have an upper limit of between £5,000 and £10,000 a month.

Pay by Mobile Withdrawal Fees

As mentioned, mobile casino pay options are not applicable to withdrawals. Instead, you’ll need to choose an eWallet or bank account transfer instead. eWallets are by far the fastest of those two choices but sometimes come with fees. While bank transfers are free but can take up to five working days. So, it’s a case of balancing the fees with the speed of withdrawal.

Pay by Mobile Payout Times

You’ll need to choose an alternative payment method to withdraw your winnings. So, it’s worth reading our online casino reviews to see the average payout time for each one. Generally speaking, once approved, eWallets and online banking apps are the fastest. Often you can get your money in less than two hours. But bank transfers can take up to five working days. Eek!

Let’s now look at the Pros & Cons of playing at a Pay by Mobile casino UK …

Pros and Cons of Using Pay by Mobile

We've already mentioned some of the benefits of playing at a pay-by-mobile casino UK. However, we've yet to cover some of the downsides compared to other payment options. So, let's go over the main pros and cons of gambling at a pay-by-phone casino in the UK:


  • There's no need to set up more complicated payment methods for deposits
  • Confirming payments via SMS message makes paying by phone bill very safe
  • It's easy to keep track of your deposits when using a pay-as-you-go contract


  • Deposits are often limited to just £30 a day, which is too restrictive for some
  • It is not possible to withdraw your winnings back to your mobile phone bill
  • There are only a handful of UK online casinos that offer a phone bill option

How to Sign Up at Pay by Mobile

When going through our Pay by Phone casino links above, you’ll be taken straight to the registration page. From there, it’s simply a matter of filling in a few details, including your UK mobile phone number. So, to get started at a casino, simply follow these general advice steps:

  1. Find a top Pay by Phone casino from our list of recommended UK mobile casino sites
  2. Enter your full name, UK address, email, phone number and create a strong password
  3. Check the boxes for whether you want to receive a welcome bonus and promotions
  4. Hit confirm, verify your email and phone number and start playing casino games!

Pay by Mobile Safety & Security

As pay-by-mobile casino sites are directly linked to your phone, safety and security are almost a non-issue. That’s because you need to confirm each mobile billing casino deposit via SMS text message. So, someone trying to use your number fraudulently won’t be able to confirm the payment at a mobile slots site, for example. Plus, if you set a strong password for your chosen online casino, you’ll be doubly safe. Add in two-factor authentication and Touch ID or Face ID on Apple devices (or the equivalents for the Android operating system) and you’ll be laughing.

3 Alternatives to Pay by Mobile Casinos

As well as the more direct method shown above, there are some more options. These include third-party companies that handle mobile bill payments, such as Boku and Payforit. Then, of course, there are direct payments via Apple Pay and Google Pay. Let’s explore these now…

Boku Pay by Phone Casino

Making mobile payments at Boku casinos UK is dead easy. You simply choose Boku, enter your mobile phone number and confirm the transaction. Plus, Boku can utilise online banking methods and direct mobile bill payments. So, Boku is always ready to use at the drop of a hat. To get started, simply choose Boku as your payment method. No sign in or app is required.

Payforit Pay by Phone Casino

If you’ve got a mobile phone subscription from a UK network provider such as EE, O2, Three, Vodafone or Virgin Mobile, you can take advantage of Payforit. In fact, this is how many UK online casinos accept pay-by-phone-bill payments. Simply select the Pay by Mobile or Payforit option in the cashier to get started. Then confirm the transaction via SMS text message. Nice!

Apple Pay and Google Pay

If you want to play mobile phone slots on your iPhone or iPad, Apple Pay casinos UK are a great option. Apple Pay stores your debit cards so that you can easily make casino deposits securely. Coupled with Touch ID or Face ID authorisation, it’s one of the safest options out there. And, similar to Apple Pay, Android users should consider playing at Google Pay casinos.

How We Rate the Top Pay by Mobile Casinos

Most players looking for pay by mobile casinos will be playing on their mobile devices. Therefore, when reviewing pay by mobile casinos, we pay particular attention to mobile slots and apps. Additionally, we rate online casinos in the UK on key areas such as these:

First Deposit Match Bonus

We want to see a strong opening deposit match bonus for new players. After all, bonus money is important for a good first few weeks. And we always go over the small print on your behalf.

Free Spins and Bonus Spins

In addition to a strong first deposit bonus, we want to see UK players showered in free spins and bonus spins. Not only that but pay-by-mobile slots should be up there with the best of ’em.

More Mobile Casino Bonuses

Following the initial promotions offering free spins, there should be much more to come. Therefore, we look over the promotions page to ensure there are lots of weekly bonuses too.

Wagering Requirements

Of course, no bonus credit offer would be worth it if the wagering requirements are too harsh. This is the case for more and more casino bonuses. So, we only source the fairest deals for you.

Online Casino Games

Players often have a favourite casino game. But what if they fancy a change from time to time? That’s why we look for quantity and quality from some of the best game providers around.

Mobile Casino App

As we mentioned above, players at pay-by-mobile casinos want to see mobile-friendly sites and apps. So, we rigorously test these on a wide variety of iOS and Android phones/tablets.

Deposit and Withdrawal Limit

The maximum deposit amount at pay-by-mobile casinos can be rather low. So, we want to know that plenty of alternative options exist, too. This is also important for withdrawals.

Customer Support team

If something goes wrong, you’ll want to get in touch with the customer support team. Not only that, but the agents should be available around the clock at UK pay-by-mobile casinos.

UK Gambling Commission

Having a UK Gambling Commission license is non-negotiable if we are to recommend a pay-by-mobile casino. The UKGC leads the world in protecting customers and resolving disputes.

Why Use Pay by Mobile at Online Casinos?

There are two main advantages to playing at a Pay by Phone casino in the UK. First of all, as 99% of UK players already have mobile devices, playing mobile phone slots at a mobile phone casino site is simple and straightforward. The second boon for UK players is that there are strict deposit limits that help to prevent overspending. In this way, can play casino games without spending too much on them. This marries up nicely with responsible gambling initiatives laid out by the UKGC. Check out the other pros and cons of Pay-by-Phone casinos above.

Games at Pay by Mobile Casino Sites

Mobile casino sites are now prevalent across the UK. Even slower-moving and more established casino sites ensure that mobile customers get the full experience. This extends to the range of casino games available for smartphones and tablets. Here’s what you can expect to play online:

Online Slots

Video slots and progressive jackpots from the likes of NetEnt, Microgaming, IGT, Yggdrasil and many more are available in great numbers. And slots are particularly well suited to mobile devices because the controls are simple and the rounds are quick for on-the-go sessions. Check out top online casino slots like Book of Dead, Gonzo’s Quest and the Mega Moolah jackpot series.

Table Games

You’ll find the whole range of classic casino table games at pretty much all UK pay-by-phone casinos. That means RNG versions of roulette, blackjack, baccarat, sic bo and casino hold’em, for example. Again, we think these table games are suited to playing on mobile devices like iPhones and Androids because nothing beats going all-in by dragging your chips to the table.

Live Casino Games

Taking table games up a notch, live casino games are fully immersive experiences akin to visiting Las Vegas. You can interact with your professionally-trained live dealer too, bringing a social element to classics like roulette, blackjack and baccarat. And we would also recommend checking Evolution Gaming exclusives like Deal or No Deal, Football Studio and Crazy Time.

Sports Betting

Many mobile-phone-bill casinos enable you to break up your casino play with a little sports betting action. So, if you ever want to seamlessly switch from a round of roulette to betting on the big Champions League game, you can do it in a heartbeat. You might even be able to claim free bets and other sports promotions at Pay-by-Phone casinos. It’s the best of both worlds!

Mobile Casino Games

Of course, those depositing via mobile phone bill will naturally want to play casino games from the same device. Well, you’re in luck. Most slots, table games and poker titles (to name but a few) have been tweaked to work flawlessly on Apple iOS and the Android operating system. Nowadays, you hardly have to consider mobile compatibility when signing up for a casino account.

Pay by Mobile Casinos – Conclusion

Those looking for gambling fun at a deposit-by-phone-bill casino have many options. In fact, the number of deposit-by-phone-bill sites is growing each year. Just note the relatively low deposit amount limits and somewhat restricted real money bet options available. Having said that, paying by phone bill is a convenient way to play a slots game or two. Now go claim the free bonus offers on sign-up or one of the first deposit bonuses at a phone bill casino in the UK.

Pay by Mobile Casino FAQ

How convenient are pay by phone or pay by mobile casinos?

As near enough everyone in the UK has a mobile phone contract, it's very convenient. Being able to add your deposits to your phone bill just makes things very easy. Just ensure that you don't get too carried away. After all, paying by phone via your contract is a form of credit.

What are the advantages of paying by phone at an online casino?

The main advantages of pay-by-phone-bill casinos are convenience, security and fast deposits. Plus, as most UK players prefer to make a real money bet on their iPhones and Androids, it makes a lot of sense. Just ensure you have another payment option for making withdrawals.

Are there any obstacles when paying by phone at a casino online?

As far as deposits are concerned, there are no real barriers to entry. So, as long as your chosen casino site accepts paying by phone, you're good to go. However, you will need another option for making withdrawals. That can be a major obstacle or inconvenience for some UK players.

Peter Wilson
Peter Wilson
32 Articles
27 Reviews

Peter is our Editor-in-Chief at Gamblingauthority. He has more than eigth years of experience from the iGaming industry and is a valuable resource for everything related to online casinos.

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